Claim back any unfair bank charges! Article Discussion Area

sharongrant1805

165721 wrote:

You should find the address for the head office of the bank in the UK, sending it to your local branch could slow things down as they probably have to send it to HO anyway. Who are you claiming from?

Hi, I am claiming from Natwest Bank, do you also know if there is an accompaning letter that i should send with it?:j

165721

There are several places from where the letters can be taken, but I personally have used those templates on CAG. Here you will find all the letters you will need, starting with the Preliminary Approach for Repayment, giving them 14 days to comply.

sharongrant1805

Found the letter from CAG.
Many thanks.
Sharon.:beer:

wedgwood_2

HAS ANYONE TAKEN ON THE NATIONWIDE BUILDING SOCIETY?
AS I'AM JUST STARTING TO
I WOULD LIKE ANY ONE THAT HAS OR NOWS ANY PERSON TO POST ME A REPLY THANKS............
WEDGWOOD.

skingirl

just received statment from the abbey,also getting charged £50,£20 for going overdrawn and£30 for not having enough money in my account.i was £0.83 short for a paypal direct debit,but it was still paid.as far as i was aware you couldnt be charged if it was under £1.I will be emptying bank account before 17th november.:eek:

nickyhutch

wedgewood, have a look on the consumer action group website - there're boards dedicated to every bank.

iffy_2

Hi,

Just wanted to know, i have all the statements for the time in which i was charged, but want to know if i still need to send the DPA letter to the bank for them?

any help is appreciated

thanx in advance

Edinburghlass_2

No, if you have all the information you need just go on to step two and put in your claim, good luck.

worryguts_2

Do you ask for charges and the interest they charge on the charge - on statements they list charge and straight underneather they list interest or are they allowed to charge you for being overdrawn ?

BettyB_3

worryguts wrote:

Do you ask for charges and the interest they charge on the charge - on statements they list charge and straight underneather they list interest or are they allowed to charge you for being overdrawn ?

In theory you can claim back the interest charged on the charges. However, separating this from the interest on the overdrawn sum which they are entitled to charge can be extremely difficult and seldom ammounts to very much anyway.

If you go to Consumer Corner they will guide you every step of the way, they are extremely helpful.