Claim back any unfair bank charges! Article Discussion Area

165721

Penny-Pincher!! wrote:

Hi

Just to say that I have filed online with Moneyclaim to help SIL get all her charges etc back. This amounts to nearly £2500 including the 8% so far....so do they now have 14 days to reply?

Thanks again for all the help.

PP
xx

They have 14 days from the date the papers are presented to them (5 days after after you made the claim online), so thats a total of 19 days. In this time if they acknowledge the claim (they usually say they are planning on a full defence) then they have a further 14 days to defend.

clarenic

Good Morning everyone.

We're claiming back a total of £819 (two accounts, 1 - £689, 2 - £130).

They're not due to reply until the end of next week but got two letters this morning offering £466 (1 - £366, 2 - £100), in full and final settlement. They also say in their letter that any future charges will stand and that they will close the accounts if they feel they aren't being managed properly.

I'm not meant to accept this am I? Will they definately pay up? I don't want to cut off my nose blah blah blah ....!

If I don't accept it, what is the procedure from here?

One of the accounts is in my sole name and the other is held jointly with my husband. Will I have to pay one or two lots of court fees?

Thanks for your advice - this site is soooo useful.

Clare

165721

clarenic wrote:

Good Morning everyone.


I'm not meant to accept this am I? Will they definately pay up? I don't want to cut off my nose blah blah blah ....!

If I don't accept it, what is the procedure from here?

Clare

Have a look about through the last 10 posts or so exactly the same question as this has been asked, about part settlements, and a te mplate letter has been posted.

hard_up_and_fed_up

Hi
I am with Lloyds TSB. Can i request a copy of charges for past 6 years and if so will they charge me for the service?

Thanks
H

165721

hard_up_and_fed_up wrote:

Hi
I am with Lloyds TSB. Can i request a copy of charges for past 6 years and if so will they charge me for the service?

Thanks
H

They can charge you up to £10 for disclosure under the DPA. Use the standard letter on CAG and send it in with the £10 fee. Good luck!

harriet_balderstone

i'm trying to get cash out of barclay card - sent them the letter requesting last 6 yrs of statement and they've sent me up to May 04 then stated that they reqiure 3 quid per statement ... any ideas about what respose i should give the the theives?????

165721

Did you send the standard DPA disclosure letter plus the DPA fee?

harriet_balderstone

yes i did - i sent them a cheque for 10 and they cashed it and sent me 2yrs ... jsut been in the phone to them and someone's going to call me back, they say it's just the way they store them (Microfiche) and they are not readily available - to which i responded that's not really my problem is it?? or is it??

165721

I would have thought that under the Data Protection Act you have ready access to your data if the relevant fee is paid. just keep quoting the Data Protection Act at them when you speak to them! Can anyone else shed any light on this?

harriet_balderstone

hummm will do I'll have a look at it and memorise it! bit annoying really. I've already managed to get 910 from Barclays and now want my money from Barclay card..... they're the worst!