Claim back any unfair bank charges! Article Discussion Area

frankiegirl

Marian, that is scandalous what your bank is charging you, and I would go after them for refund of these charges!

this is a good place to start to claim back bank charges it gives you step by step instructions and letter can be found on the consumers website library.

good luck!

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632,

lee_trebilcock

Because i have internet banking i recieved all my staements online so i dont have them to hand do i need to print them all out or can i just rely on my breakdown of costs that i worked out from those statements ??

Edinburghlass_2

As you already have your court date I wouldn't bother printing them off unless or until you do actually get called to court.

lee_trebilcock

Thanks edin also do you think that i need to seek legal advice as my paperwork needs to be in by 14th november and im no solicitor what do you think ?

frankiegirl

I have just sent off my first letter on Friday to the Halifax with the Ten pound cheque (before i realised it was Friday the 13th!)

I know that online claims can go up to £5000 but I live in northern Ireland and found their claims on line and its a bit confusing as there are different things to claim for and i gather the highest you can claim for here is £2000 is that right does anyone know?

barclayscoonts

Is it possible (advisable) to make a claim for bank charges against a bank if you are still overdrawn?

Any advice would be most appreciated.

Edinburghlass_2

frankiegirl, if you sign up for the CAG Forums you'll find users there who have/are claiming in NI. There are threads there relating to the Northern Bank.

Yes the limit for the small claims court is £2,000 but that shouldn't stop you putting in your claim.

Edinburghlass_2

barclayscoonts wrote:

Is it possible (advisable) to make a claim for bank charges against a bank if you are still overdrawn?

Any advice would be most appreciated.

Yes its possible and Martin's article advises you to open an account elsewhere as soon as you start your claim incase they decide to close your account.

edchef

I have just returned hot foot from the bank - spurred on by reading this article I have sucessfully persuaded Nat West to give me back £28 that they charged for for an accidental overdraw Not much I know but I am so pleased- I didn't even have to write to them! - Thanks to Martin and everyone else
Don't let them get away with it!!
:T

Edinburghlass_2

Sorry but why would they google another site when all the information and website links needed are contained in Martin's article here