Claim back any unfair bank charges! Article Discussion Area

Superstar1

Can anyone help me - im useless at this sort of thing! How do I reclaim my bank charges?

Superstar1

Superstar1 wrote:

Can anyone help me - im useless at this sort of thing! How do I reclaim my bank charges?

I bank with the Halifax at the minute and did with the TSB about 3-4 years ago - how far back can i reclaim :huh:

keithkeith

Bendigo wrote:

I have just sorted out my first letter, asking the bank to send me the list of charges, but do I send £10 per account or just one payment of £10?
I'm enquiring about 2 TSB accounts.

That's exactly the same as my case with LTSB. I sent one cheque, and couldn't have made it clearer that it was for 2 accounts, but they only sent out the statements for one account, the one with the least charges, adding about two weeks to my claim. Save yourself time and send two separate letters with two cheques. When I went to moneyclaim online, I informed the bank that I was claiming jointly for both accounts and just added the totals together in one claim. This has been fine.

Superstar1

Superstar1 wrote:

I bank with the Halifax at the minute and did with the TSB about 3-4 years ago - how far back can i reclaim :huh:

:j :j :j :j Click on https://www.unfair-bank-charges.com theres a some help on there also inc. letters etc on how to to help you claim! :money: :j :j :j :j

Edinburghlass_2

Edinburghlass wrote:

Have a read of Martin's article for the step by step guide then sign up for the CAG forums and check out the individual boards for the relevant banks that you are claiming from

Don't accept such a small good will gesture, had it been nearer to the amount claiming it might have been worth accepting to save any more hassle but that is a bit of an insult.

Superstar1 you are obviously answering yourself but please read Martin's article as above for the step by step guide

This article was prepared for MSE users to help them.

shaun1977

Edinburghlass wrote:

Superstar1 you are obviously answering yourself but please read Martin's article as above for the step by step guide

This article was prepared for MSE users to help them.

Obviously because no one answered as usual, so they looked elsewhere and decided to share it with everyone. This thread has stopped being for advice.

Edinburghlass_2

Sorry but 1/2 an hour for someone to answer a question on a Sunday evening is asking a bit much, also the link "suddenly" found is not a direct link to a registered website.

eiryld

Lovingitifitsabargain wrote:

Just a thought - you never sent the a covering letter which stated they had to respond in 40 days as my daughter made this mistake and only realised when I done mine for 14 days - needless to say she is still waiting and sent her on 13th September - she rang them and they said a complaint had been logged on 28th September but as she had closed her account they couldn't give her any info over the phone and perhaps she would like to come into the branch for a chat - she said no it's ok she'd wait for their letter. Once the 40 days are up she will be taking the court letter road I think

Hi!

I did sent the covering letter but the one that refers to 40 days is the one that requests the Data Protection information! I got all my statements etc within two days but now I'm on my second and final letter before court!

I sent all my letters to my local branch - should I have sent them to the Head Office?!

From what I understand, they have 14 days in which to respond to 1st letter, another 14 days from second letter then Online Court!

elle898

I have made a claim agaisnt HSBC for £1650 after they refused to pay after 3 letters, do you think i will have to go to court? and is there anyone here that have been to court and if so did you win/loose etc?
Im getting a bit scared now!!!!!!
x

Edinburghlass_2

If you sign up the CAG forums you will find individual boards there that cover each bank with the success stories posted or of course have a read through the MSE success stories thread for HSBC.

From post 6 in the above thread...

My tip is do not be intimidated, and don't be afraid to mention taking them to court. It certainly spurred HSBC into action for her.