Claim back any unfair bank charges! Article Discussion Area

laganuk

The banks in Northern Ireland have already been referred to General Consumer Council for NI for their treatment of their customers. However in saying this, i have been hit by two charges of £25 each within the last several months although i was £100 overdrawn at one stage (unauthorised overdraft). I will proceed with the advice and report back forthwith!

westable

I just thought id post a link to my thread on a different site https://www.consumeractiongroup.com to show that there is (fingers crossed) light at the end of a very long tunnel. http://www.consumeractiongroup.co.uk/forum/royal-bank-scotland-bank/12075-west-rbs.html

westable

Dr.Shoe wrote:

The £38 does not include your £4.50.

the best thing to do is call them and explain, they can usually be quite good, if not then get legal on their !!!. check out the forums on https://www.consumeractiongroup.com

fickleflower

Lloyds actually charged me £2 for getting money out in Egypt. Having read the articles on claiming excess charges back I'm going to claim all the charges back from them.

I'm also going to change my account. Does anyone have any information about HSBC student accounts?

carriel_2

I have read through all the information on this site & through the forum with great interest, we have been banking with Intelligent finance, at one time we had credit card, loan & current account & have paid huge amounts in charges (thanks to hubbies spending :rolleyes: ) I have today requested statements for the term of our account, about 5 years worth I think.

All the fees must total over £1500, but i'll have to wait until I get the statements to find out how much exactly.

I have just applied online for an Alliance & leicester account, we wanted to change anyway to a bank where you could do cash banking through a branch, so we're prepared if they decide to close our account.

I'll keep you all posted & have to add GOD I LOVE THIS SITE! lol

You're all saving me a fortune!

bluevegas

I am about to ask Barclays for my charges back but does anyone know whether I could ask for the charges back from my mortgage account at Royal Bank of Scotland which is still open or is that too dangerous? and is it possible to get charges back from an account that is now closed?
Cheers

renegade78

Hi,
I wrote to Barclays asking for all my charges back and they have just replied offering £400. This is not close to the amount they have taken. If I refuse, am I likely to win more? Has anybody else had dealings with barclays and won?

sallywoo

help me
can any one tell me any reason the bank can use to foreclose on my loan if i persue the charges
thank you

pastaman0_1

I have spent the last seven weeks trying to set the wheels in motion with one of the big banks.Now they tell me I, as a sole trader cannot reclaim any unlawfull charges on my business account.Can any one tell me is this true.

carriel_2

mmmmmmmm reply from IF they will send statements at a cost of £60 erm no thank you! I have replied & asked instead for a breakdown of all charges applied to my account during this period, lets see what they come back with.