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Trials and tribulations of a Debt Free Wannabee!
Comments
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hi - where is everyone????
I have tried to get stuck back into dooyoo the last couple of days to try and give me another source of income! Desperately needed currently but there we go! Nearly time to get the kids yet again! I rang my sis last night to see what time she was coming only to find out she isn't!!! She hadn't bothered to let me know! The kids are disappointed but I am quite pleased !
How is everyone? Enjoying the sun? It has been raining most of the day here!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hello :wave:
I joined dooyoo few months ago & done a grand total of ....... one review
Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Well Shelley - I did 3 - ran away for 8 months and have now done another 6 in 2 days.... I think I have now worked out what they want from a reviewAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Are you on as Savingholmes? I often do a bit of reading and rating just struggle to find anything to write. Guess I should try and review things I love and find easy to talk about ........
Handbags!Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
I didnt even bother with DooYou after signing up.
Much prefer the Daily Clicks, though I have gone off the boil with those too lately.
Heat and Motivation when not employed do not go together.** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010
= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
I am on as savingholmes - simple that way. If you send me your dooyoo name I will add you to my circle of friends. I have reviewed this website and bingoport, diets, playgroups, and make up so far!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hi guys... I feel like I have been in hiding a few days LOL!
I cleared out my car today - will try and get it sold for scrap this week - quite emotional especially as I had to pay £55 for the diagnosis that it was uneconomical to repair!!!:rolleyes:
Some rubbishing driver broke the wing mirror on our other car earlier this week - £24....:mad:
OH's car making funny noise.... final garage bill after reduction of about £70 :money:following haggling - £560!:eek::eek::eek:
Just want to bury head in hands. Got to fix the car tho as it is the only one we now have...
We are taking that money out of our savings so net debt is going up
My interview which was due this Friday has now been postponed - hoping that is not a bad sign!
Was rung up about a job today - good money bad location - I have told them to put me forward... the first job that agency have had at that money for 3 months!!:eek:
Hope you are all having a better week than mine :rolleyes:Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hi SH, thought I'd pop over and have a peep
Sorry to hear your having such a rough time at the moment
*Hugs*
Be posting on mine soon but thought I'd let you know that DH got the all clear
So now gone back to being the normal pain in the *ss he's always been! :rotfl:
I hope something comes up for you soon
Sal xxx:idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid offHoneymoon Fund £410.40/£6000 House Deposit £1.50:A Proud to be dealing with my debts. DFW Nerd 1177 :A0 -
Really pleased re your DH Sal sorry forgot to mention that on your diary (ooops)!
Better day today. Signed on. DSS have agreed to pay my claim but not to backdate it the week I wanted... in theory I could appeal but not sure if I will. I also should get £71 from my previous claim soon too so that will help. Interview back on for next monday so hope that will go OK.
Getting hair colour done tomorrow which should help.... I have nearly an inch of roots showing with lots of grey - eek getting older !!!
Nothing new to apply for....
Hope everyone else is okayAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hi SH,
Glad you had a better day today than yesterday. Not normally on this late in the day but for some reason I can't sleep :rolleyes: Really hope the interview goes well monday x0
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