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Trials and tribulations of a Debt Free Wannabee!
Comments
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savingholmes wrote: »Just been offered an interview Tuesday pm!
Woo hoo :jx0 -
Don't know what on earth to say to agency or the company Monday am tho!:eek:Woo hoo :jx
Just arranged to go out with a friend for a drink :beer:tomorrow night so at least that is one bright spot in my weekend. My film free trial have also sent a dvd I want to watch so will probably watch that later:cool:Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Sorry to hear you didn't get the job,their loss!!
:mad::mad:at the company you're working for now....
Enjoy your night out xxx"Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
0 -
Well really enjoyed watching "over her dead body" - was quite funny in a fairly predictable way! Reminded me of "monster in law"!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Well - 30p from free scratchcards today - something at least! Just had omelette for dinner - used up January's eggs!:eek: OH has just confessed to eating lots of extra food once I am in bed - hence his reluctance to weigh in today! I however have lost 4lbs now since this time last week so must be doing something right! he admits the meals have been delicious but says he has been having extra sandwiches and bowls of cereal etc once I've gone upstairs :rolleyes:
The problem is the diet food costs more - at least for some meals - so I need the whole family to join in or just to cook for 1 which is not feasible. Kids are nagging to have a friend over! I need to work out what I am going to buy for this week now grocery wise - the problem is my freezer is full of stuff that is not that suited to the diet....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Just until you get into it can you cook separate meals and use up the stuuf in the freezer on the children?
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
well just spent another fortune- double my normal bill! I am going to freeze some things....
Well OH got on the scales - and his fat content has got down from 50%+ to 40%+ so there must be something about the dietAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hey SH,
Seems you are heading in the right direction with diet, well done for losing 4lbs - fab! Can you maybe try and find some healthy recipes for the food you have in already - search web or cookbooks? Or maybe just once a week use something up and then follow the diet for remainder of the week?
Hope you've had a lovely weekend xx0 -
Thanks Karen - I am sure we will get there....
I am dreading tomorrow! I have got to quit - and just hope if I have to sign on again that the agency back me up that it wasn't my fault! Unfortunately - feel I still have to go in first tho... afterall I need to rescue my personal belongings LOL!
That women has shadowed my whole weekend.... Got to get out !Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hope it goes as well as it can.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240
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