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Trials and tribulations of a Debt Free Wannabee!
Comments
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            OMG!! SH what a nightmare day, surely it can only get better from here
 hope you hear about the interview soon
 and fingers crossed that the cars dont cost too much0
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            Hi SH, Sorry about you day from hell (am I allowed to say you told it very amusingly though?!) hope today went as well as it could.
 *Hugs* x
 Mortgage: Jun 08 £155300~Repayment Made: £4300~Remaining: Mar 10 £151000DFW Nerd 1190
 0
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            Hi too little emms, mrs C, SC, Raini! :TThanks for your posts.... Raini - I did try to make it a little funny - sob sob doesn't actually attract many readers LOL!
 Today was actually as good a day as it could be - so your good wishes came true. :A We got to the funeral 20 mins early despite setting off fairly late morning and stopping for a toastie on the way. The relatives at the funeral were really pleased to see me as originally I had said I might not be able to make it. The service really was a celebration of life rather than grief so that was nice. We chatted with relatives we'd not seen in years and the church put on a fab spread. We set off home about 7pm and have not long been in. We met up with my brother at a service station which was really nice - and he bought us all drinks bless him! :cool:We had quite a good laugh with my sis and her partner on the drive to and from and my son - generally enjoyed the day!
 My MIL is taking my DD to school in the morning and my DS will probably just go in late - not sure about that one. OH will need to go on his motorbike to work as still not got confirmation that his car is fixed! I haven't dropped my car keys off yet - but my Dad thinks it could be quite expensive to resolve.... So far I have only agreed to pay £55 for a diagnosis... I am sure I will let you all know more once I know:eek:
 Not heard back from interview yet but the agency and the interviewer kept missing each other in phone tag so as far as I know no-one has been told the outcome yet.... but the agency and the interviewer kept missing each other in phone tag so as far as I know no-one has been told the outcome yet....
 Hope you all have a good day tomorrow - and thanks again all for posting - it really does make a difference:AAchieve FIRE/Mortgage Neutrality in 2030
 1) MFW Nov 21 £202K now £171.8K Equity 36.37%
 2) £2.6K Net savings after CCs 10/10/25
 3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
 (If took bigger lump sum = 60.35K or 47.6%)
 4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
 5) SIPP £5K updated 10/10/250
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            Glad to hear the funeral was ok, and like you said it's nice when its more about the celebration of a life. Also nice you got to catch up with some relatives.
 Fingers crossed on the interview!! No news is good news IMO!!LBM - 17th November 2008 - better late than never :rolleyes:
 Challenges - 2009 - Reduce CC to £1k by December
 June - Food £86/£130 * Petrol £50/£80 * Weekly allowance * £80/£1600
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            Hey SH,
 Glad all went ok yesterday. Really hope you hear back from the interview today, keeping everything crossed.
 K xx0
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            Not heard re interview. OH's car came in at £144 so could be worse... Don't have a diagnosis yet for my car....
 Need to ring agencies and do all that kind of thing but just feel completely washed out today. Also need to make a new job seekers claim.Achieve FIRE/Mortgage Neutrality in 2030
 1) MFW Nov 21 £202K now £171.8K Equity 36.37%
 2) £2.6K Net savings after CCs 10/10/25
 3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
 (If took bigger lump sum = 60.35K or 47.6%)
 4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
 5) SIPP £5K updated 10/10/250
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            Be kind to yourself SH - you've had a very emotionally draining two days not to mention all the hassle with the job! Anyway you can spoil yourself a little? Chocolate and wine works for me!
 Maggie0
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            Thanks Maggie - have just vegged today! Diet still going well tho - have lost 5lbs since started just under 2 weeks ago so that is something at least!
 Tomorrow is a new day - fresh start!Achieve FIRE/Mortgage Neutrality in 2030
 1) MFW Nov 21 £202K now £171.8K Equity 36.37%
 2) £2.6K Net savings after CCs 10/10/25
 3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
 (If took bigger lump sum = 60.35K or 47.6%)
 4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
 5) SIPP £5K updated 10/10/250
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            Well done on the weight loss SavingH, that is fab!Total (Aug 19):€58,567 Now:€26,947
 DFD:Nov 22/June 22
 Mortgage: €199,712
 MFD: March 2042/July 20340
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            HI guys well I didn't get the job I went for the other day - despite the person who was offered it turning it down! Oh well I am sure something good will come up soon!Achieve FIRE/Mortgage Neutrality in 2030
 1) MFW Nov 21 £202K now £171.8K Equity 36.37%
 2) £2.6K Net savings after CCs 10/10/25
 3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
 (If took bigger lump sum = 60.35K or 47.6%)
 4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
 5) SIPP £5K updated 10/10/250
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