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Trials and tribulations of a Debt Free Wannabee!

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Comments

  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi guys well I am afraid to say that yesterday was the day from hell....

    So up at 6am, shower then out - to nightmare job to finish up at lunchtime. My boss hadn't told anyone I was leaving despite promising to so it was left to me! :mad: Got home for about 1.15 - then had to get ready for interview - find something for DD to wear at MILs and collect her from school. Running late :eek:- so met up with MIL part way to interview.... Got to interview hit a kerb with a wheel too hard....:o

    Go into interview - :confused: don't know if got job - hopefully find out tomorrow. Seemed ok but not obvious that rapport was there - very poker faced despite any smiles....

    Come out of interview - steering all wonky. :eek: Try the start and switch off engine a couple of times thing - drive half a mile before deciding that driving like a tank and a weird noise just aren't normal. Look for road assistance number - ring OH who provides the wrong one. Held in a queue for 25 mins:mad: b4 abandoning call and ringing OH to check number. Get a number - call them out at 6pm and arrive home at guess what - 12am :mad::mad:- a distance of 30 miles. Plus repairs on car could be hundreds of pounds!_pale_

    By 8.30 when the first mechanic turns up (2.5 hours not the 1 hour they originally told me) I was in tears :cry:(again). Someone on the street came out offered me a drink, sandwich and use of the bathroom! :A I was still there 2.5 hours later!!!! They said that it just needed some fluid topping up when the whole wheel was out of alignment! :mad:There was no fluid on board so they called someone to deliver it from another job. :rolleyes: 1 hour later - The fluid all leaked out and they then called a tow truck which arrived 1.5 hours later. :mad:I then had roughly an hour's journey home!

    Meanwhile.... OH's car had its MOT today and failed! _pale_They said it would cost over £200 :eek:to put right. I queried whether it would be cheaper :money:to get it done elsewhere whereupon they decided that actually they had overestimated by £100!:mad:

    Upshot being funeral tomorrow - had to arrange alternate transportation via other family members to get there as BOTH cars at the garage at the same time!_pale_

    If I don't get this job - this will be the most expensive interview I have ever attended!!!

    The lady whose doorstep I landed on was fab - and I shared with her all my best money making tips from here and showed her the special occasions board too - so hopefully in her case virtue will have its own reward :T She even said if I got the job to pop back for coffee sometime as it was right round the corner from where I would be working!:beer:

    I am sure you can see I would like a better day tomorrow! Hope your days go well and thanks again for the support:A
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • maggiem
    maggiem Posts: 1,966 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    What a horrible day - and today does not sound like lots of fun either! I hope you are going to give car recovery company a very hard time :mad: - I thought they were supposed to give women on their own priority.

    Sounds like the lady who invited you in was lovely - :T - she was very thoughtful. I'll bet you were very grateful especially for bathroom offer after 6 hours or so.

    Hope today goes as well as could be hoped for,

    Maggie
  • Oh SH sorry to hear of your day, especially with both cars.

    Fingers crossed that you get this job.

    What a nice lady though who offered you some help, it's nice when people do that, just goes to show that there are some decent people in the world.

    Mega dodgy hugs to you :grouphug:

    Tea
    x
  • lucielle
    lucielle Posts: 11,581 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That certainly was a day from hell. Hope today goes as smoothly as possible. Take care
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    thanks guys for posting it does help! Well we are travelling down to London with my sister and her partner - could take 3-4 hours from where we are - for the funeral. Hope she is not cutting it too fine! Haven't rung the garage yet about my car... started on a coffee and working my way up to having breakfast at the min!

    The only good news about yesterday is I lost 1lb in weight LOL

    Hope you all have a great day whatever you are doing
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Karen_30
    Karen_30 Posts: 823 Forumite
    thanks guys for posting it does help! Well we are travelling down to London with my sister and her partner - could take 3-4 hours from where we are - for the funeral. Hope she is not cutting it too fine! Haven't rung the garage yet about my car... started on a coffee and working my way up to having breakfast at the min!

    The only good news about yesterday is I lost 1lb in weight LOL

    Hope you all have a great day whatever you are doing

    Hope today goes as well as it can, given the circumstances. Will be thinking of you. Take care x
  • tigzem
    tigzem Posts: 2,361 Forumite
    Thinking of you today xx

    Sorry to hear you had a nightmare day yesterday - hugs xx
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
  • LittleEmms
    LittleEmms Posts: 540 Forumite
    Just having a catch up on your diary, sorry for your loss and I hope the funeral is as ok as it can be xx

    Can't believe the company you have been working for, definitely their loss hun, and at least like you said, if they get rid of you, you are still ok for jobseekers, etc.

    Sorry to hear about the car too, I just hope all of this means things can only get better for you, got my fingers crossed on the job x
    LBM - 17th November 2008 - better late than never :rolleyes:
    Challenges - 2009 - Reduce CC to £1k by December
    June - Food £86/£130 * Petrol £50/£80 * Weekly allowance * £80/£160
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    thanks karen and tigzem. Little worried as sis not here yet - don't want to be late to the funeral! Hope she knows what she is doing and isn't having problems herself.

    Being very mse and diet conscious and currently preparing a stockpile of drinks and snacks to take with us... oops better add some fruit in too!

    Bye for now....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hi SH
    i have been catching up a little with your activities... so so sorry to hear about ur day from hell... dont u find some days are just PANTS - everything you touch just crumbles and goes wrong.. its almost like a domino effect... the harder you try the worse it gets [or is that just my life?]

    keep strong - just think of how much you have achieved so far, and focus. at least there are the odd good souls out there like the lady who helped you when u broke down.

    hugss

    mrscmr
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
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