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Trials and tribulations of a Debt Free Wannabee!

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Comments

  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hi SavingH,

    Ooh very awkward. I think you were right to tell the truth as well. Was she cranky?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi SavingH,

    Ooh very awkward. I think you were right to tell the truth as well. Was she cranky?
    Well there was a definite hint they could consider finishing me up pronto! I lasted the day however and they are very pleased with the quality of the and I quote "absolutely brilliant" work I have done. The agency are going to speak to her tomorrow to see what she wants to do....

    I should find out if I am going to get tomorrow's job Thursday... I am up against one other person so it's not a done deal yet by any means!

    I've not been paid yet - and I should have had my first weekly pay yesterday at the latest. I have chased that up and they are promising to sort that out in time for this weeks pay run at the end of the week. Here's hoping they do....

    At least it's not a secret now. I should be able to claim back my train fare - but that was £60 plus a £1 booking fee! I am taking the opportunity to meet up with my sister as well while I am down in London.....:money:- money saving in that we don't normally get to meet up - not so money saving in that we are planning to "do lunch":eek:

    bye for now folks and thanks for the support:T
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi guys well I am up. Overslept so not done all the prep I planned to do this morning - will have to see if I can fit it in in between taking the kids to school and catching my train LOL!

    It is also raining - not good either... especially as there is a tube strike on and I may have to walk!

    On a positive note I have lost 2lb so far on my diet which is at least something to keep me on the straight and narrow....

    Hope everyone else has a good day while I go off to interview land again!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Raini
    Raini Posts: 471 Forumite
    100 Posts
    Good Luck SH!! :j With the interview and the getting paid! :D
    Mortgage: Jun 08 £155300~Repayment Made: £4300~Remaining: Mar 10 £151000
    DFW Nerd 1190
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Good luck! Enjoy London, I was there yesterday thankfully so missed the strike.....phew! Take care and have a good day x
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Good luck with the interview.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Hi SH,

    Just wanted to say that I hope the interview went well.

    Tea
    x
  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    Hi SH,

    Hope the interview goes/went well! Didn't realise it was today! Fingers crossed x
  • Here's hoping its a good 'un!!!
    ** Proud to be dealing with my debts **
    LBM - Jan 2009 _pale_ : £24,802.21 :eek:
    February 2010 :silenced: : £18,078.47 (not including OD)
    July 2010 :( = £16,819.34 (not including OD)
    January 2012 :mad: = £14,338.75 (not including OD)
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Guys - hopefully will find out tomorrow if I got the job....

    Back in work tomorrow not finished up so far at least... There are major problems with me getting paid - so not sure I will be paid this week either - so currently 1-2 weeks behind which is not good for the old budget!

    Train was delayed - obviously also had problems with the tubes too. Visit with sister went well altho it cost too much - not worked out how much today cost yet but was significant!

    GG I've not forgotten you - I am just on a personal roller coaster currently... Hopefully tomorrow's news will clarify things for me!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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