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Trials and tribulations of a Debt Free Wannabee!

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Comments

  • LittleEmms
    LittleEmms Posts: 540 Forumite
    Hi Savingholmes!!

    Hope you don't mind me finding you and subscribing to your diary too!! Sounds like you're out there at all interviews as well... it can definitely be demotivating some times.

    Sorry to hear about the job - I guess some companies go with internal as they don't have to pay agency fee then - sad really... especially if you were better suited for the role!!

    Will be checking in regularly :)
    LBM - 17th November 2008 - better late than never :rolleyes:
    Challenges - 2009 - Reduce CC to £1k by December
    June - Food £86/£130 * Petrol £50/£80 * Weekly allowance * £80/£160
  • sistercas
    sistercas Posts: 4,803 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    SH so sorry about the job, it sounds like it should have been yours :mad:
    keep positive, the right job will definitely come along .

    thats nice of your MIL - mine would never do that
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi LittleEmms you are more than welcome! A little solidarity among job hunters wouldn't go amiss!

    SC I am still fizzing about the job - apparently the interviewer was really rude to the agency too! So it sounds like I would have had a pain of a manager had I got the role!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    Hi SH,

    Hope you're not still feeling mopey! Pick yourself up and give yourself a wee shake, your job will come x
  • tigzem
    tigzem Posts: 2,361 Forumite
    Sorry to hear you didn't get the job, was keeping everything crossed for you.

    xx
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hi SH
    its mad O'Clock here .. worst time of day for us but soon the little dears will be fast asleep!
    i was really sorry to hear about the job. you have really worked so hard and prepared and then to find out it was given to someone internally is just the pits. i am sure sometimes they invite outsiders in just to make up the numbers and to 'show' they are doing their bit when all the time they know what they are going to do. they shouldnt mess with peoples feelings.

    job front for me is grim - dead - nada except for one ray of sunshine - 1 days work next week oooo!

    it could be that if you get this short term job that you will soon be back in the swing of it and once ur face is out there and u r back in circulation you never know what u might find. its almost a case of who u know and not what u know
    fingers and toes crossed
    mrscmr xx
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Swinstie, Tigzem and MrsC - at least I know it was nothing I did wrong - the agency are also really keen to find me something to make up for it all!

    I did have a ray of sunshine today. I did a survey last year - where I "won" a reduced price holiday but one where you had to suggest dates and they sent you a week's holiday. They sent us details of a holiday to Portugal the first week in January (which would have been cold) and Portugal wasn't even on the agreed list! Anyway we paid about £120 for all of this - but decided we couldn't afford to go as my job was looking dodgy....

    Today they rang up out the blue and said we see you didn't go - how about a holiday in Scotland instead either Mon-Fri between now and Sept or Fri to Mon. they are ringing back tomorrow to see if we want to book. We have to listen to a time share presentation for 90 mins (last time they took 3+ hours) and we have to pay a deposit of £50 which we can use against food, the bar or whatever while we are there but otherwise a free holiday!

    Well the kids have 2 weeks off school shortly - if we could get it for one of those weeks that would be fab... Could make things interesting if I get offered the short term job tomorrow tho - but I am sure they would understand.... The kids are really excited at the prospect! We normally go away that week every year (somewhere in the UK) if we got that pretty much for free that would be fab. The going rate is £400-800!

    On double tenterhooks now for tomorrow! It would give us all a lift to have a break -and to have such a low cost one would be even better!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • lucielle
    lucielle Posts: 11,578 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to hear about the job and I hope you get the holiday.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    lucielle wrote: »
    Sorry to hear about the job and I hope you get the holiday.
    L
    Thanks Lucielle

    How's your new job going? Settled in yet?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • lucielle
    lucielle Posts: 11,578 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks for asking, its 20 hours but the time drags by. Its going ok, not setting me on fire but its a job.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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