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Trials and tribulations of a Debt Free Wannabee!
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Everything crossed here too - good luck my JS friend
LBM - 17th November 2008 - better late than never :rolleyes:
Challenges - 2009 - Reduce CC to £1k by December
June - Food £86/£130 * Petrol £50/£80 * Weekly allowance * £80/£1600 -
SH sounds like this one could be in the bag, lets hope so well done :T0
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Hi guys - thank you for the good wishes...
Well just reserved our holiday for around end of July - also OH's birthday! So that is good.... - the one I was on about yesterday! Will try and get travelodge nights (or similar) around the dates - see if I can get any special offers. Need to check first that OH can have those days off (they didn't have the ones I originally wanted)!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
evening SH
well a holiday is a great thing to look forward to - really gives you a lift. hopefully the weather will be ok in july!
have a great evening!
mrscmrHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Hi SH, glad DD liked the bday present and that all worked out and that there's another job op in the pipeline...here's hoping
(Finally caught up again...can you tell? :rolleyes:)
Good news from me...we found the wedding suits today! In a big and tall shop aka Slaters..exactly what we asked for and with free alterations (they'll keep hold of the suits and alter them nearer the time...for FREE! V MSE!) and the whole suit is only £69!
Very very happy lady!! :dance: "I am indelibly stained by hope and longing" - Nuts in May0 -
Hi SH, good luck with meeting the team tomorrow!! Really does sound like this one is in the bag. I will keep everything crossed for you.
xxxThe good you do comes back to you.DFW Long haul supporters No: 1340 -
just popping in for a min.. how u doing?
well we sold the car for 13k well thats better than losing 17k! ebay going really well this weekend so loads going on. we can settle one loan for sure and maybe pay of a couple of little ones / or the od for def.
have a good week!
mrscmrHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Just wanted to pop by and wish you lots of luck tomorrow - i'm sure they'll love you! I'm off work tom so will be popping in lots for your update. xx0
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Thanks guys for popping in - Ruby, Karen and MrsC
Let's hope it is okay tomorrow - but if I take that one I could lose out on higher paying roles thro lack of time for interviews.... Decisions!
At least the interview is in the afternoon so I should be well and truly organised for that!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
my new view on life... fairy steps - one thing at a time - seems to pay off in my view than one big giant step. guess im being more realistic and have had too many knockbacks! have a wonderful week and fingers cross for job!
mrscmr xxHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230
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