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Trials and tribulations of a Debt Free Wannabee!
Comments
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savingholmes wrote: »GG - Thurs is a significant day in my annual calendar anyway LOL!
and that is because????** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010
= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
The_Golden_Goose wrote: »savingholmes wrote: »GG - Thurs is a significant day in my annual calendar anyway LOL!
It begins with B......!:rolleyes:
and that is because????Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
OOOOO thursday is a REALLY big day!!
I would say sorry to hear you've been so busy but I reckon it's not a bad thing considering it's all job related... 25 calls in one day and lunch at 5.27pm though :eek:
I know that paperwork feeling - although I now have folders with sticky labels - my own filing system..
... still not a tidy thing though!!
Good luck for everything SH xLBM - 17th November 2008 - better late than never :rolleyes:
Challenges - 2009 - Reduce CC to £1k by December
June - Food £86/£130 * Petrol £50/£80 * Weekly allowance * £80/£1600 -
Much more relaxed day today. I decided to get my nails done (for the first time ever!) as an interview and birthday treat! I've been biting my nails with the stress of everything and that is not quite the right image to present for a high flying job. I also managed for about the first time in my life to get some shoes that "sang to me". Normally cos my feet are large and wide they don't have "pretty" shoes in stock for me! These are from evans £30 and are black patent with a white trim.....
Very expensive day on the cost front but if I got to next stage it would be worth it - and if I don't at least I have a consolation prize job due to start next week! I snook a £5 carvery and drink in too as tomorrow is going to be so hectic!
Hope everyone else is okay!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Wow SH, it's been all go the last couple of days! Very interesting that your birthday is on Thursday, as well as an interview, sounds like could be your lucky day! Happy Birthday for tomorrow, incase don't get logged on!
Fingers crossed! x0 -
I hate buying shoes as well, also suffering from large wide feet. They fit fine in the shop and then bite me when they get home. My sister has done so well out of me for shoes.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Hi all - spoke to the agency about next week's job too - they are tying up a couple of loose ends but she doesn't think there is anything that would stop me starting Tues.... They are apparently very excited about me starting! Luckily she doesn't know about tomorrow's interview! (I think there would be a second stage anyway)
I keep smiling with delight at my nails and my shoes - my kids think I've gone dolally! It is such a new experience for me! Need to read up on the company now and prepare for tough questions on my wonderful people skills and leadership capability!
I also have a baby sitter arranged for tomorrow night and OH and I are going out together for a bit.... I have 4 cards waiting for me to open in the morning too so far...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
hi SH, starting tuesday? buying shoes? birthday? wow its all happening!! i too am of the wide feet club. used to be 6.5 and now 7 or even 8!!!
all sounds great to me!!!
good for u!xxHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
happy birthday SH :bdaycake: hope you have a lovely day x0
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Happy Birthday :beer::beer::beer::beer:Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340
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