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Trials and tribulations of a Debt Free Wannabee!

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Comments

  • skint_spice
    skint_spice Posts: 13,533 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you get something soon SH, but it all sounds quite promising - still not great till you're in a job and the money's coming in I know. at least you have time to tidy up before MIL descends...
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    BAD NEWS didn't get the job. Was the best external candidate but they offered the job to the internal candidate despite the agency having eliminated the individual in an earlier round of interviews!!! Very sad, down and frustrated!

    The agency have suggested I phone the senior manager for feedback and stress how much I wanted the role - ask them to consider me for other similar roles and give me any useful suggestions on how to do better in future. The agency said having seen the marking sheets for all the candidates they would have given me the job - so it is nothing I did wrong as such they just showed preference for the internal candidate. It is hard not to feel angry as well as frustrated as it was so patently unfair! There is a faint possibility tho that if I handle the phone call well something positive could come out of it in the longer term. I "passed" the interview as such.... if there were 2 roles (which there were originally) I would have got one....

    I do have an interview tomorrow for a 6 month job - but it is a long commute and much worse money so not ideal... Hard to know what to do for the best - whether to just hold out for the perfect perm job or whether to take interim roles.... The agency have promised to carry on putting me forward for jobs at the right level - they still believe in me and are very frustrated on my behalf. doesn't change the outcome tho!

    Argh!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

    On a lighter note - my MIL gave us £100 today more than paying for DS's school uniform and gave my DS £40 spending money for a holiday he is having shortly! She also paid for us all to have a meal out at pizza hut so that was nice!

    I also got £11 in clubcard tokens today helping me towards my £10 a day challenge! My £5 Amazon voucher from bingoport also arrived!

    Bye for now....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • maggiem
    maggiem Posts: 1,964 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    How frustrating :mad: - you really deserved the job! The good thing is you are obviously a very good candidate. Hope the phone call goes well.

    Maggie
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Sorry that you did not get the job, but def give them a call and ask for feedback.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Maggie and Hypno - I will phone for a feedback "appointment" after my interview tomorrow.

    Now need to get back into interview mode and research the company in double quick time... I also need to find what I did with my interview suit.... Now where did I put it LOL?!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    Oh sorry to hear about the job SH, that is so frustrating. You would think if the internal candidate was in line for the job they would just give it to them, guess they need to be seen to be 'fair' by advertising outside, that's a laugh. Hope your call goes well tomorrow. Good luck with the other interview, keep your head held high! x
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Swinstie - I am still spitting feathers! LOL!

    I've redone my snowball to try and motivate myself for tomorrow's interview..... Problem is that it is significantly less money than last weeks job and only for 6 months!

    Still researching - Still need to get my stuff ready for tomorrow too!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    So sorry you didn't get the job. You really deserved it and it doesn't seem fair at all that the internal person got it.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Hi SH,

    Sorry to hear that you didn't get the job.

    Tea
    x
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi CMD and Tea and other lurkers!

    Talked to the agency again - my overall score was higher than the person they gave the job to which just shows what a fix it was.

    Never mind. Had an interview for a short term job today - will hopefully find out tomorrow whether or not I have got that one. I think that one would start within a matter of days if I did!

    I've also set up my appointment for the feedback call - but earliest slot was the end of next week so not much I can do on that until then!

    Hope you all have a good day! It is raining here....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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