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Trials and tribulations of a Debt Free Wannabee!
Comments
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Glad you have survived the day!! Enjoy the peace while it lasts!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Well had a nice relaxing day today - DS out on a playdate part of the day so that helped! Made DD have a little sleep as she was shattered. She is now in the bath - tea for tomorrow is cooking.... and I have finally put my first lot of washing in for the weekend - lots still to do if the kids are going to have decent things to wear!
Will I / won't I hear about the job tomorrow that is the question? And will I like the answer?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Morning,
Hope you are well. Just thought I would pop in to see how you are doing and news update....sorry that you have not heard yet. Fingers crossed for today! It's a nice sunny day so hopefully it'll bring some nice news along with it
Take care,
K x0 -
Me too, have to go out in a bit so hoping when I log on later you have had some news. I am really bad at waiting - would rather 'know' than have that horrible waiting feeling. Although I did get a job once that I had given up on as I hadn't heard anything in over a week - so hoping that applies to you too!
Maggie0 -
surely there must be news soooon???Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
yep, same - was wondering if you had heard anything.
its a beautiful day, got 3 loads of washing out and it is almost dry
the problem is with dry washing....... ironing :eek:
off to see john barrowman in concert tonight :j:j cant wait
I think I have managed to dissuade OH from booking a holiday, we really cant afford it and I know he would rack up another credit card with the shortfall, plus its not just the holiday, its spending money , clothes (2 teen DD's :eek:) cattery expenses. its really hard when he wants something- its hard to stop him.
anyway SH fingers still crossed for you x0 -
Still not heard - might give the agency a ring again later....
Well DS doing SATS today - he is pleased I am off... DD woke all of us up all thro the night and then was crashed out until 10.40! I then took her to school!
Went to town bought a couple more bits for DD from MIL for her birthday then had lunch at s friends and helped her pack a few more boxes ready for moving house! Need to pick up DD shortly to take her to opticians and see if her eyes really are blurry or whether she is just attention seeking.....
Enjoy the concert SC - and thanks everyone for the good wishes!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
sistercas - my hub also wants to book hol for half term but im now realistic and will not be having one now. i like john barrowman shame he's bit gay!
sh - ooo sats ... mmm we have them this week too. as for opticians well it worked for child #1 and child #2 for me so worth a go.!Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
well done on holding back on the holiday - and £20K paid off - that is FAB Mrs C!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Rang the agency - the interviewer still hasn't come back to them despite chasing! At the moment it feels like it must be a no - but who knows I may yet get a pleasant surprise!
The same agency are putting me forward for another job but it is much less money and further away. It is also only for 6 months but I suppose if I got it I could just keep looking for a perm job anyway.... It would get the money coming back in - but triple the travel cost and lower money than my last job....
I need to look at what else there is that I could apply for and chase around the agencies again.... A bit soul destroying tho!
DD doesn't need glasses - she has good eye health and if anything is slightly long sighted which kids her age should be... He wants to check her again in 6 months tho and see if anything has changed. Picking up DS from a playdate shortly so no doubt he will tell me how his SATS went - hope your kid (s) did alright in their SATS Mrs C!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
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