We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Trials and tribulations of a Debt Free Wannabee!

13637394142270

Comments

  • Karen_30
    Karen_30 Posts: 823 Forumite
    Bet the hair looks fab!

    I love the 10p noodles, especially the curry flavour and porridge, might go and grab a bowl for my tea as not in mood to cook.

    Have a lovely evening x
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    :jYeah I subtly try and get the kids to eat 10p noodles for one of their meals a few times a week as it is such a bargain. I don't do it tho when they are on sandwich lunches but since DS was at home today it was a good time to do it! I can't stand them myself but my kids used to have them and enjoy them at the after school club - it was them that asked me to buy them - FAB!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    I love 10p noodles but don't buy them enough!

    Just had soup for dinner cos got the gym tonight and getting taken for lunch tomorrow so hopefully will be a couple more NSD's for me, yeah!

    If you're feeling better with the new hairdo, a new top to ahem top it off will be good, go for it, it all adds to first impressions!

    Oh well better go get ready for the gym, you can tell I'm so excited about it, not!
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Swinstie73 wrote: »
    If you're feeling better with the new hairdo, a new top to ahem top it off will be good, go for it, it all adds to first impressions!
    Hi Swinstie - thanks! You giving me permission then LOL!

    Enjoy the gym!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • sistercas
    sistercas Posts: 4,803 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    SH hope DS is ok now ( like the Mcflurry medication) think I might try it lol
    having your hair done is sooo expensive but definitely worth it, think of it as 'me' time

    good luck with the interview and presentation

    my kids love 10p noodles so we do have them occasionally , urghh i hate them, i like proper noodles though. just bought a book called 'the good scots diet' got it for 19p! its all about the scottish diet in times gone by and how healthy it was and how the scottish diet is now infamously bad!
    I was wondering whether eating the old way ( within reason I dont fancy boiling cows blood for tea :eek:) would be not only healthy but cheaper, I will have to let you know when I have read it

    hope youre all ok x
  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    sistercas wrote: »
    just bought a book called 'the good scots diet' got it for 19p! its all about the scottish diet in times gone by and how healthy it was and how the scottish diet is now infamously bad!
    I was wondering whether eating the old way ( within reason I dont fancy boiling cows blood for tea :eek:) would be not only healthy but cheaper, I will have to let you know when I have read it

    Hi SC, I would agree (being Scottish) that the Scots diet probably isn't the healthiest! Have you ever tried haggis? Love, love, love it!

    Well savingholmes, glad DS enjoyed the McFlurry, and the ironing was put away (listen to me, I don't even iron), ha!

    Have a nice night, just gonna watch The Mentalist! x
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi SC and Swinstie - glad you liked the food thoughts... I'm currently watching the mentalist- very fanciable LOL!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Now you've done your ironing, do you want to come and do mine????

    Please!!??

    :confused:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hypno06 wrote: »
    Now you've done your ironing, do you want to come and do mine????

    Please!!??

    :confused:
    Not a chance!

    It took me a couple of weeks of being off work to get round to mine!:rotfl:You know that declutter thing you keep talking about in your diary - well I still need to do mine... I only ever manage to scratch the surface!

    At least when I am working I can blame everything I've not done in the house on how busy work is - shame my house looks even worse now I am off! If I'm not careful I end up surrounded by a debris field around me and my laptop! Not cool!:eek:

    Thanks for popping in LOL! Happy to make you a brew - unfortunately you live a few hours away I think....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just redeemed £5 from bingoport - every little helps!

    Hope you all have a good rest overnight and are refreshed in the morning!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.