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Trials and tribulations of a Debt Free Wannabee!
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Thanks guys for posting - always nice to come home to - esp Lucielle and Bevan not heard from you for a while!
Well survived another day. Can claim today's mileage and lunch against tax allowance so all good. Submitted timesheet today (but not billable expenses yet as I don't know how) and should get first pay cheque Friday which is fab! I think I am owed about £160 in billable expenses now plus about £20 against my tax allowance....
I am tired - I have a slight headache but it is such a relief to have money coming in again! I am sure I will soon get used to working. Nice to have a holiday to look forward too - we're expecting cornish sunshine - a mix of rain and showers but who knows! Hopefully it will be better than that!
Hope you have a nice holiday Lucielle. Nice to see you back Bevan - I will pop in and have a look at your diary in a bit!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
savingholmes wrote: ».... and a spanking new car!:D
That sounds a bit kinky.....surely its not THAT sort of job??!!:pI do not make mistakes, I learn lessons.I work to live, not live to work.I love to live & live to love.Good enough is exactly that.0 -
Unfortunately there's no update on my diary, not really done much and feeling rather meh so haven't used it for a few days
:idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid offHoneymoon Fund £410.40/£6000 House Deposit £1.50:A Proud to be dealing with my debts. DFW Nerd 1177 :A0 -
Hello
Thought Id better pop in again. Sounds like you finally got that job you were looking for :j great news. I pop back a read the last couple ofpages to catch up.:jMay 2013 new beginnings:j0 -
Famous last words.... I thought I did too but just had my contract terminated with a month's pay in lieu of notice....Keeping_Positive wrote: »Sounds like you finally got that job you were looking for great news.
my crime - cultural fit with the organisation and being too direct!
I am in despair..... Completely shocked, didn't see it coming it at all - trying really hard (and failing) to brush it off.... Just want to go and hide.....
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
ooh.......(sorry, don't know what else to say!)......Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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oooh saving i am so sorry to hear that ....just not what you needed right now0
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I just wanted to add hugs xxLooking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Thanks El and shelley
Your sig is coming on Shelley - gone up 0.6% - fantastic!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
hi
just seen the sad/bad news...
after so much effort,,,,try not to take it to heart,,,,
add the interview process to your overall experience,,,and try to move on
their is a silver lining their,,,,,you just cant see it yet!!
:grouphug:WAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so
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