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Trials and tribulations of a Debt Free Wannabee!
Comments
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Fingers crossed for you SH
Will you then have to give a months notice from temp job??Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
good luck tomorrow & safe journey tonight
xI do not make mistakes, I learn lessons.I work to live, not live to work.I love to live & live to love.Good enough is exactly that.0 -
Fingers crossed!
xx Mortgage: Jun 08 £155300~Repayment Made: £4300~Remaining: Mar 10 £151000DFW Nerd 1190
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Good luck tomorrow
xxxTotal (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Hi guys - I'm back!
Well the last 2 days went well. Thanks for your good wishes - it is nice to come back to!
Good news too re the perm interview - I am thro to what should be the final stage - if I got the role - I would have to give a month's notice... No idea how I am going to fit in any interview time tho!
Hope everyone else doing well!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hiya SH,
is looking promising for permanent job, fingers remaining crossed......how were the 2 days? does it feel weird working again? I couldnt beleive how tired I was half way through week.....figure I'd be in bed by 9.00 tonight.....but I've missed my MSE fix!I do not make mistakes, I learn lessons.I work to live, not live to work.I love to live & live to love.Good enough is exactly that.0 -
The 2 days were okay. Everyone was really friendly - my managers seem really nice. I have missed my mse fix too - had no access at hotel! (Translates was too stingy to pay for wifi access LOL)
I think I am just buzzing still luckily - it also helped to start work part way thro the week!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
savingholmes wrote: »! (Translates was too stingy to pay for wifi access LOL)
!
Thats not stingey, that proves you truely are MSE!!I do not make mistakes, I learn lessons.I work to live, not live to work.I love to live & live to love.Good enough is exactly that.0 -
Yeah I assumed it would cost around £5 an hour and get a few free daily scratchcards etc wasn't going to be enough to pay for it LOL. Took library books with me too to read so was pretty mse.... apart from my teensy little shopping trip :rotfl:Lurker1972 wrote: »Thats not stingey, that proves you truely are MSE!!
As well as what I've earned in my pay - I will also clear at least £70 from the expenses due to the mileage rate so struggle to feel too guilty:rotfl:(£23 spend)Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Well used savings (generated in paperhat figures already) to pay off virgin! Paid off £2988 today! Currently owe around £15907 again now.... There is a catch tho.... if I don't get the perm job with a car - we will probably buy a second car in the next few weeks - spending approx £4k again... We would probably use a virgin cheque at a rate of 2.98% until next May to do it with....!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
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