We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Trials and tribulations of a Debt Free Wannabee!
Comments
-
Hi SH,
Just wanted to add belated Congratulations on your new job and good luck for the interview for the permanent job.
Hope you enjoyed your pizza
Tea
xx0 -
Thanks Tea
Well survived visit to family today. My brother arrived as well with his kids which was the highlight!
I gave my mum a lovely hamper complete with sanctuary items any everything, and some loreal detox cleansing wipes, choccies, books, all sorts - her response are you hinting at me....??? I give up.... I gave her plants she asked for as well?! Kids enjoyed it so that was one thing at least. My DS livened things up by taking water bombs with him LOL
I am doing sunday school tomorrow - still need to finish my talk... then need to crack on with preparing my presentation for Wed in between doing all the washing!
Hope you are all having a good weekend.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Congratulations SH.... really pleased for you :j xx"Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
0 -
water bombs ...ahhh memories ...hope you joined in0
-
Thanks tigz and el - the water bombs were great fun. My brother and son were soaked - the rest of us got off reasonably lightly!
Managed to prepare the talk - it went okay. Kids are both out on play dates so do I relax and read or prepare my presenation? Hmmmm I know I should do the presentation but I got a load of Nora Roberts books from the library and they are calling to me.....
Problem is if I don't get the presentation sorted - I am going to have to send DD to MIL's before I would otherwise do - but if I get it done we could go out for the day tomorrow.... hmmmmAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
savingholmes wrote: »Problem is if I don't get the presentation sorted - I am going to have to send DD to MIL's before I would otherwise do - but if I get it done we could go out for the day tomorrow.... hmmmm
Hope you're off doing the presentation and then you can relax and have a fun day tomorrow :jLooking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
PS if it were me I'd be curled up on a rug in the garden reading the book but do as I say not as I do!
Arghhhhhhhhhhh I have become my mother :eek: :eek: :eek:
I'm off to do something wild wacky and totally unlike the woman who gave birth to me :rotfl:Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
what Nora Roberts book you got ?0
-
I've just read Face the Fire the last in that trilogy and am about to read the second in the Morrigan's Cross trilogy.what Nora Roberts book you got ?
I am really pleased with myself - I have done the first 2 of my topics to a high standard... now just need to work out what to say about how wonderful I am and why they should have me.
I am going to spend the day with the kids - and use some of my clubcard tokens so that should be nice. My kids have been out at friends playing today - so I may return the favour for one of the kids and take them with me....
Hello to everyone else too - thanks for reading and posting it makes it more interesting for me ! Shelley go and buy some water bombs you know you want to!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards

