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Trials and tribulations of a Debt Free Wannabee!
Comments
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because organised people are just too lazy to look for things (according to a fridge magnet I saw at weekend)
No DFW is lazy!!I do not make mistakes, I learn lessons.I work to live, not live to work.I love to live & live to love.Good enough is exactly that.0 -
Lurker1972 wrote: »because organised people are just too lazy to look for things (according to a fridge magnet I saw at weekend)
I love that :rotfl:Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
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Lurker1972 wrote: »because organised people are just too lazy to look for things (according to a fridge magnet I saw at weekend)
I love it too, although I'm probably a little too organised and still cant find anything when I really need it!
I'm up for being referred, what do you need??
Hope the interview went well
xx
ETA I have read the review and will definitely sign up, if you'd like to refer me
will definitely help out over Christmas Are the vouchers valid for a certain period of time or last for ages? :idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid offHoneymoon Fund £410.40/£6000 House Deposit £1.50:A Proud to be dealing with my debts. DFW Nerd 1177 :A0 -
Hi Sal - the vouchers are valid for a year so yeah defo ok for christmas - I will send you a pm!:T
I love the laziness/organised quote lurker!:rotfl:
Well today's interview seemed to go okay - should find out tomorrow - poss start a week on Monday. I think his only concern is how committed I would be to the role:whistle:
Have stage 4 of 5 for perm job interview scheduled now for next Wed -:j have to prepare a 3 part presentation -:eek: not just on how wonderful I am anymore but on some other topical issues.... like swine flu prep etc - oh what fun!!!:rolleyes:
Signed on alright - found booklet. Put a couple of cheques in the bank :j Still need to find what I did with car reg doc for scrapped car so I can send that off.... :eek: Need to prepare a talk for sunday school and buy a pressie for my mum before we travel to see them for the day Saturday... so nothing much happening here :rotfl:
How are you all?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Fingers crossed for job.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
I GOT THE TEMP JOB - FOR 6 MONTHS! Fab money - start next Thursday :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j Did I mention.... I got the job!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!:rotfl:Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
savingholmes wrote: »I GOT THE TEMP JOB - FOR 6 MONTHS! Fab money - start next Thursday :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j Did I mention.... I got the job!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!:rotfl:
:beer::beer::beer::beer::beer::beer::beer::beer:
Am absolutely delighted for you!! You really deserve it. Yay!!!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
savingholmes wrote: »I GOT THE TEMP JOB - FOR 6 MONTHS! Fab money - start next Thursday :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j Did I mention.... I got the job!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!:rotfl:
That is Fanbloodytastic news, well done you!!!!
Am so pleased for youI do not make mistakes, I learn lessons.I work to live, not live to work.I love to live & live to love.Good enough is exactly that.0 -
:AThanks for the support along the way.... :Tcan't believe I got to page 49 before things turned around for me.... Seem a good company, very decent money, ok manager.... only potentially dilemma is the perm interview thing.....
I will be weekly paid too which is always handyAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260
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