We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Trials and tribulations of a Debt Free Wannabee!
Comments
-
Hi lurker - originally I was told it was 3 then it became 4 and then it became 5 - I would understand but at the moment they have eliminated all the other candidates - unless they find more from somewhere!
Anyway - bought a new interview top today plus a spare! 2 interviews in the same top is one thing 5 visits and the same top could be pushing it lol!
My sandals from last year broke yesterday so I might have also bought a replacement pair plus some gorgeous interview style shoes in the sale.....
Total spend - just less than what I got for my old banger this morning!:rotfl:Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Wow your interviews are seriously scary sounding!! 5 stages!! I couldn't cope with that!
I think the new bits are perfectly acceptable spending!
Mortgage: Jun 08 £155300~Repayment Made: £4300~Remaining: Mar 10 £151000DFW Nerd 1190
0 -
savingholmes wrote: »Hi lurker - originally I was told it was 3 then it became 4 and then it became 5 - I would understand but at the moment they have eliminated all the other candidates - unless they find more from somewhere!
Anyway - bought a new interview top today plus a spare! 2 interviews in the same top is one thing 5 visits and the same top could be pushing it lol!
My sandals from last year broke yesterday so I might have also bought a replacement pair plus some gorgeous interview style shoes in the sale.....
Total spend - just less than what I got for my old banger this morning!:rotfl:
Spooky I just posted but it never appeared
Wanted to support your shopping partly as it makes me feel better about mine :rotfl: and because the new tops and shoes will make you feel confident and positive and get the job :jLooking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Thanks for the support guys! And yes the interview processes are seriously scary..... Just hope that one of these days I actually get the role...
Hope your spending wasn't too high Shelley?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
None recently :ALooking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Hi!
Sometimes these spends are necessary and like you say it has come in less than your car payment! Don't think I could ever do a five stage interview, I find one enough
K xx0 -
sounds like good spending to me - 5 interviews in one top is pushing the boundaries a little...plus am sure you'll get the wear out of it...and the shoes!
Its true what ShelleyC says about feeling confident - i felt the difference last week, & it paid off
my fingers & toes are crossed that they stop adding more stages & just offer you the job!I do not make mistakes, I learn lessons.I work to live, not live to work.I love to live & live to love.Good enough is exactly that.0 -
Thanks lurker
Well interview thing is tomorrow - now no longer with tour and at a completely different location. The interviewer asked me what the arrangements were.... hmmmmmm
LOL
Anyway have been researching the topic I am supposed to ask him about so I sound knowledgeable! - still plenty more prep to do!
About to go and babysit for an hour or so for 7 kids!!!! I must be mad!
Today I got our wheels aligned - using a voucher that came in the post today - was chuffed about that - saved me £12.50!
Unfortunately I also took no 1 son out shopping with me and we have bought him a rucksack for school and a sports bag and some leisure shoes - his last rucksack was ripped wide open and his shoes are from last sept bless so he did need them. Luckily I got them from Sports Direct so they were about 70% off - good thing since he chose No Fear and Airwalk stuff!!
Hope everyone else is okayAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Hi SavingH,
Best of luck for tomorrow. Hope it all goes well for youTotal (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Good luck will be sending positive thoughts :jLooking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.3K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 454.9K Spending & Discounts
- 246.4K Work, Benefits & Business
- 602.6K Mortgages, Homes & Bills
- 178K Life & Family
- 260.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards