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Trials and tribulations of a Debt Free Wannabee!
Comments
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postive vibes are coming your from the east of england!!I do not make mistakes, I learn lessons.I work to live, not live to work.I love to live & live to love.Good enough is exactly that.0
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Thanks for all the positive vibes - after 2 and 3/4 hours I got told I was thro to the next stage in about 2 weeks time! :jThe topic of my presentation will be...... Why I am so wonderful? Why have me? Why bother?:rotfl:
I have been told to bring a laptop and make sure there is a wow factor :rotfl::eek::rotfl:
What can I say.....:rolleyes:
Oh well just had a carvery meal to celebrate - the 3 of us - (DD is away) £16 all in... not bad! Off on hols tomorrow - not sure if I will manage to get on line.....
Hope everyone is having a good summer!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
savingholmes wrote: »make sure there is a wow factor :rotfl::eek::rotfl:
What can I say.....:rolleyes:
Great news congratulations :beer:
New outfit as wow factor??! Off to tell myself off
Enjoy your holsLooking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Thanks Shelley
Why do you think I bought a spare yesterday LOL!:rotfl:New outfit as wow factor??! Off to tell myself off
Now just got to
* finish the washing
* pack
* sort some actitivities for the car for the kids
* work out where to leave my key so my sis can use house at weekend
* make sure the house looks respectable
* fill car up with diesel using 5p off a litre voucher....
Go on holiday!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Well done on the interview. Have a fab time.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Well done SH! Have a fab and relaxing holiday xx0
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Just redeemed £5 more from BpAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
savingholmes wrote: »Just redeemed £5 more from Bp
12:51am post SH :eek::eek::eek: ....i'm starting to think that you don't sleep 0 -
you could be right.... I struggle to sleep sometimes....12:51am post SH :eek::eek::eek: ....i'm starting to think that you don't sleep
Back from holidays though - had a great time - didn't sign up to any timeshare but had a lovely free weekend away!
Hope everyone else is okay....
Got thro to a short term job interview this week too!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Welcome back :hello:Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0
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