We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Trials and tribulations of a Debt Free Wannabee!
Comments
-
i'm really liking these expenses ...well done on the vouchers as well nice one ...hopefully wont be long till you hear about the job now ...glad day three went well as well are you tired at all?0
-
... me too!:ji'm really liking these expenses
I rang the agency - next stage likely to be the week after next... They loved me - if they didn't require higher approval they would have offered me the job based on the presenation and how I came across :j But 2 directors need to agree so need to wait for that (we are on our holidays next week so the delay is just as well!) I have a canny plan on how to fit the interview in but won't put on here just in case the wrong person reads it! :rotfl:This temp job is technically also better paid (but no car) so a delay is actually good from an :money:angle just not so good from a personal job security perspective.......hopefully wont be long till you hear about the job now
I am tired but the kids are at MILs for the week (free childcare) :money:so at least I can adjust in relative peace! Just as well as I have a trip away towards the end of the week which will be tiring! Had to be up really early for me today but tomorrow can be a more reasonable time. Apparently they are quite flexible on hours so that could be good too.......glad day three went well as well are you tired at all?
Thanks Elantan for posting. :TAny lurkers around who fancy posting? It is so nice when there is a bit of chat and banter going on....!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
oh i am very impressed with this interview ...think i might need to pm you to find out how to do interviews right lol ...
and child free heaven sigh ...unlike the nightmares on my thread (you know what they are mrs :rotfl::rotfl:) this seems like utopia to me ...:D0 -
you got any free space in this accomadation of yours? ...i could do with a wee break lol0
-
well if you could find a way past all the ironing, housework and books and paper lying around - there might be... not seen it in a while tho :rotfl:you got any free space in this accomadation of yours? ...i could do with a wee break lol
Like you we have a lot of books.... we used to have more..... have been trying to give them away and declutter - hard tho isn't it! I thought with this kid free time I might find it easier to get the house straight but no.... that button isn't online right now :rotfl:Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Evening :wave:
Been away from MSE most of weekend as it was sunny so I was outdoors.
Glad new job going well and sounds v promising for the perm one :jLooking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Hi SavingH,
Everything seems to be clicking into place, which is brilliant.
Fingers crossed for the permanent job
Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
I really hope you are right! It would be so nice to have fixed, permanent income again.... and a spanking new car!:Dclearmydebts wrote: »Everything seems to be clicking into place, which is brilliant.
TBH the money is very good for this temp job - but it could be 4 months could be 6 could be less could be longer... I am fed up of that game!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Hi SH, sorry haven't been around lately, trying to get my body back on track and all it can stand at the moment is work then bed Also with DH away it means that I'm having to do everything else on my own instead of having him around to do dishes, cook tea etc
Glad to see your doing well on the job front, I will have everything crossed for your next stage
Sounds very promising, but I don't blame you for not wanting to get your hopes up hopefully the second director will see what everyone else can and give you the position and new car
Your going to Cornwall!!! That's where I'm from, I love it down there, I'm sure you'll have a great time and I hope the weather holds out for you, I know what Cornish weather is like so hoping it will behave for your stay xx :idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid offHoneymoon Fund £410.40/£6000 House Deposit £1.50:A Proud to be dealing with my debts. DFW Nerd 1177 :A0 -
Hi SH hope you have a great time in Cornwall. I'm going away as well so hope to come back and read that you have the job.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.3K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 454.9K Spending & Discounts
- 246.4K Work, Benefits & Business
- 602.6K Mortgages, Homes & Bills
- 178K Life & Family
- 260.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards