A Payment a Day Part 3

LondonAndy

dankosheemo wrote: »

These faster payments are fab Would it be naughty to use my overdraft to get it paid off next month??

Thanks for the good luck wish Danko....just spotted this. If the OD costs less in interest than the Card then I think you win in the long run by using it to offset the card then pay back the OD ?? As long its its not one of those Halifax overdrafts that take £1 a DAY for being overdrawn.....robbing ********s

sashanut

Hi all hope you are enjoying the sunshine if you have some :j Cheque finally arrived (payment for April!) but of course won't clear until June..next week sometime, so no money really yet. Anyhoo, PAD today is £100 to OD AND I have to say, new scales tell me I have lost 4 3/4 pounds this week :j:j:j woohoo. Now, mustn't celebrate by falling off the wagan, have made a SW tiramisu so hopefully that will help.

Eupho

LondonAndy wrote: »

Well, the stop smoking clinic was actually really good. I am going to give the NRT patches a go as its free, and I have signed up to go to a weekly drop in session to get my carbon levels tested so I can't cheat and then get more free patches until I wean myself off. FF I really admire you...9 months is great! I don't think I can do cold turkey though

WOOHOO! well done Andy!..:T

I smoke. (not much.. but enuff.. :wall:) .. and I HATE being a smoker. I have the will power of a pack of starving dogs left alone in a room full of steak! :rotfl:

LondonAndy

Eupho wrote: »

WOOHOO! well done Andy!..:T

I smoke. (not much.. but enuff.. :wall:) .. and I HATE being a smoker. I have the will power of a pack of starving dogs left alone in a room full of steak! :rotfl:

LOL. Cheers Eupho !! My willpower is sheee iiiite but I'm very determined this time. Will prob smoke a silly amount this weekend though....

Glad you are loving the thread too. Your PADs are off to a great start ! :T

macgirl

LondonAndy wrote: »

Well, the stop smoking clinic was actually really good. I am going to give the NRT patches a go as its free, and I have signed up to go to a weekly drop in session to get my carbon levels tested so I can't cheat and then get more free patches until I wean myself off. FF I really admire you...9 months is great! I don't think I can do cold turkey though

Hi Andy

Don't blame you. My OH was a 30 a day man but went cold turkey before our eldest was born.
He was tiling in the bathroom at the time, trying to cut a circle in the centre of a tile for the shower.
He must have broke about 15 tiles - needless to say the air was BLUE! :rotfl:

In the end I shouted up - "Just have A FAG!!!!"
He didn't though and has been stopped 5 years (still says he misses it every day, tho)

A good mate of mine gave up with the Alan Carr book and swears by it.
Good luck - I know it's not easy

Beencounting

Hi PAD-ers :hello:

Payday at last, and OH had some OT through too, so

PAD today = £65.00.

That feels sooo much better, been missing making PADs, but been very poor this month.

Going to spend some time catching up on the thread now, just read this one page...good luck London Andy, I've (luckily) never smoked, but my OH is a born-again-non-smoker. It makes me laugh sometimes with the things he comes out with!

Been

slowlyfading

£10.20 for me today

Hopeful1

Hi everyone. Good to see you back Frasersmum

Good luck Andy with the nicotine withdrawal - OH's says he's giving up on Sunday. I think he's going to go to those clinics as well. Be strong

but don't replace the ciggies with food

Angelic - both of your children are absolutely gorgeous!

Everyone seems to be doing really well with the weight loss - well done all :T

Njk - well done on clearing those arrears too :T

£1.50 savings

TOTAL PaD £1.50

njk0327

Completely off topic again but how old do you think a child should be to be able to go to the shop on there own?
Our local netto is 5 min walk away with no roads to cross.
Bit of a running argument in this house at the moment just wondered what everyone else thought?

LondonAndy

njk0327 wrote: »

Completely off topic again but how old do you think a child should be to be able to go to the shop on there own?
Our local netto is 5 min walk away with no roads to cross.
Bit of a running argument in this house at the moment just wondered what everyone else thought?

Hmmmm. I would say ten years old minimum....only because its summer and light later , otherwise 14!! Am I strict?, my mum was!!