Single and in Debt Part II

sarahb123_3

skint_spice wrote: »

Sarah, just checking but one bottle of wine a week IS a necessity isn't it...

I am going to try to cut down dramatically on wine as it is obviously contributing to my weight, but I imagine a bottle or two will fall into the essentials shopping basket.

I went to Paperchase today but I din't find a notebook I fell in love with so I didn't get one, I have a couple of nice ones already but I think that rather than writing it down I will just post it on here. Also had a cappuccino as I won't be having one for a while

Yargo1

Hi all, well not been posting for ages but have been sneaking on and catching up with everyones goings on..

my lodger moved out tuesday! and so have had a variety of people coming round... oohing and ahhing...drinking my tea staying for an hour and then... the next day or not at all a message saying no not for me!!! blinking nightmare!!!!

and to top it the 2nd job i have been doing is now at risk..so feeling totally peed off...

man front..still good.. he is away on hols this week lucky him...

So have actually enjoyed tonight so far.. with no viewings going on ! lol and have watched all the soaps! was anything going to happen about danielle being killed off? thought i heard something about her being brought back in a jr ewing stylee!

sarah, your new plan for the three months sounds fab, think i will join you in that.

Buffythedebtslayer

sarahb123 wrote: »

It's a voucher so I can't pay it off the debts, however, I don't want to polishing dust off it which is what happens with every other piece of equipment I have ever had:rolleyes: Will wait for a while, maybe see how I feel at half a stone down and whether I feel it would be worth it.

I meant seven pounds of my debt(aren't you technically debt free?). I nearly have a voucher on Piggys, I did a Simple promotion which should HOPEFULLY get me to 2000 points.
I wish you could put pigsback in to paypal, I'd rather have the cash.

must catch up on the rest of the thread xxxx

Buffythedebtslayer

sarahb123 wrote: »

Right. The masterplan. I have decided that I am going to need a very strict plan as if there are any loopholes I will find them and pop through them. The key word is going to be frugality. I am going to stick to this plan for 3 months, 19th April-19th July.

I will stick it out and at the end and then I will see if there is anything I will keep doing or anything I will never suffer again. Have deliberately set the start for tomorrow as I want a spending diary from Paperchase and a visit to Starbucks first:D Old habits die hard;)

The Plan.

I will remind myself it is only for 3 months and not forever.

No unnecessary spending. This means no scratchcards, magazines, newspapers, cappuccinos, take aways, snacks, Boots bargains, etc

No books. It is only for 3 months and I have enough here unread to keep me going.

No shoes or clothes. I don't need them.

No internet shopping. I just won't look.

Make a shopping list and stick to it. If I run out of something or I have forgotten it, I will have to wait until the next shopping trip. I will get the reduced stuff and freeze it.

Report back on here every time I spend anything.

Post on here about every little thing I do to reduce my debts.

No taxis. I will get the bus. *cries*

No toiletries except toothpaste and hairspray. I have enough of everything else.

Pay all my overtime pay into my savings.

I am going to challenge myself to see how much free stuff I can get during the next 3 months.

Lose 15lbs.

I will declutter my wardrobe and toiletries drawer.

I will use cash for everything. No credit cards, no debit cards. Hopefully the pain of parting with cash will make me less inclined to do so. I will start with £100 in my purse and see how long it lasts.

I will try for as many NSDs as possible.

I will stop buying myself little treats whenever I go to the shops. I will think of a nice treat for the end of this instead. I will wait to see what I miss most before I choose it.

I am liking the plan Sarah very good!

I may think about doing something similar but start it after all this business at work is managable. - The first of May would be a good start date for me, give me some time to get back into being at work and handling things.

Oh and I gave up cabs for Lent. Good Luck on the bus honey xxxx

FeeFee

Have had a lovely evening of food and wine and the company of my favourite spy Jason Bourne - he lives under my stairs don't you know

15 items I have listed on ebay have generated a grand total of £2.97 worth of interest so far...??? Almost glad I'm skint or I might have to go and get more wine to drown my sorrows:rotfl::rotfl::rotfl:

Hey-ho thats £2.97 better than a big fat zero......... and I have JB to keep me warm tonight :j:j

Goodnight lovelies x

Lula-Hula

hello fabby friends :wave:

I have a sort of confession to make

I was very good with my grocery shop at tatco today but did slip some fripperies in; £2.62 on fragranced candles . that little slip up was closely followed by a rather naughty £18.13 in primarni.

I also spent another £9 in the bodyshop on a new lippie but that was on a gift card so doesnt count, phew

Food wise I have been very good though :

2 cups of coffee, 1 cup of tea, 1 bowl of cereal, 1 coleslaw sandwich, 2 apples & 2 slices of toast with marmite :A.

I'm viewing this as me having had my treat for this month & have decided that I will happily go without wine or chocolate until May 1st to compensate :eek:.

sarahb123_3

Lula-Hula wrote: »

I was very good with my grocery shop at tatco today but did slip some fripperies in; £2.62 on fragranced candles . that little slip up was closely followed by a rather naughty £18.13 in primarni.

Now these are the sort of slip ups I have all the time and they are the ones I am trying to stop. When shopping today I saw a lovely cafetiere for £15, a flask for £5 and a bag for £15, had to walk away from them all, decided to go and think about it and go back if I wanted them, I decided I didn't and went home. It should be pointed out I already have perfectly nice and servicable examples of all those items at home, but they were bargains:rolleyes: I must remind myself it is only a bargain if I need it.

sarahb123_3

Buffythedebtslayer wrote: »

Good Luck on the bus honey xxxx

I shall simply pretend I am doing it for research purposes.

Lula-Hula

Hmmmm,

I know I shouldnt have bought the candles but I really couldnt leave them there at 62p for 12 & they are the tapered dinner type which are actually the only variety I dont have, & I did have 5 empty candlesticks . I do however, have over 100 fragranced tealights that I have been stealth buying over the last few weeks

I must remember about things only being a bargain when I need them :rolleyes:

As to the cheap clothes, I needed a little boost to keep the weight loss up & it has been over 4 months since I bought anything other than socks so :D. Anyway it's really M&S's fault , I tried to buy some black trousers in there this morning with my gift card ... but they didnt have the right size .

Having a mere £80 now for the rest of the year is rather sobering so must carry on with diet & then I can get my summer clothes out of the trunk, I'm too scared at the moment as I know they wont fit

sarahb123_3

Lula-Hula wrote: »

Having a mere £80 now for the rest of the year is rather sobering so must carry on with diet & then I can get my summer clothes out of the trunk, I'm too scared at the moment as I know they wont fit

I have a feeling I am going to have a rather uncomfortable summer if I can't shift some of this weight.