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Diary of a Poor Person aged 46 1/2

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Comments

  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    Mrs C that is a big step if you do it. D you think writting it down will help you?? I think it will in the longterm but in the short term it may upset your feeling of happyness.
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • jaynemaria
    jaynemaria Posts: 537 Forumite
    ill show you mine if you show me mine:rotfl:
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    @happytogetdebtfree... yes i want celeb teeth too... but for now whitenng tooth paste is the way.... had a quote a couple of years a go to have front teeth veneered that was 1200 for 2 teeth. hmmm perhaps not!

    @lilacpixie [love the name!].... well ihave it all written down as in my debt spreadsheets... which i live by every day... so its no shock to me... maybe im ready... question is ... is the world ready?
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    yeah jayne... ur all talk!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    i could list one at a time... omg that would be painful like pulling teeth...!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • well my oldestbro has the most perfect teeth grr should have not eaten as many sweets and maybe lol x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    punch bro in face [im not a violent woman] then he wont have perfect teeth! hahaha
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • savingholmes
    savingholmes Posts: 28,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi mrsc - I think it would be good to reveal all but would be tempted to not list who the debts are with in case anyone cracks your identity and misuses the info... just a thought... worth keeping some security.

    Hope all goes well with your child tomorrow
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    If it's not a shock to you then go for it. i bet i have seen worse ;)
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    SH... always the voice of reason... shall i use a code name for each one?

    lilac...i bet u've not seen mine.. make sure ur sitting down first.
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
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