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Diary of a Poor Person aged 46 1/2
Comments
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sooooorrrrryyyyy ... been working all night on website.... im here...
wow you lot are soo brave... so here i am bringing up the rear with ... da da!!!
are you ready?
Bank loan 1 - 6708.15
Bank loan 2 - 3086.09
Bank loan 3 - 17,471.00
Bank loan 4 - 20,720.00
credit card 1 - 13,035.00
OH car - 9,979.00
bank loan 5 - 1,127.00
credit card 2 - 7,456.00
credit card 3 - 10,375.00
credit card 4 - 12,786.00
credit card 5 - 14,430.00
laptop - 2,015.00
store card - 482.00
credit card 6 - 2,040.00
pc - 341.00
my car - 21,796.00
and the total is...... £143,899.00
soooooo think u can beat that.... ?Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
I think it looks better broken down one small tick at a time! Wow what is your car :-) I think one small debt at a time rather than the total figure :-) well done for posting love xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Hi mrscmr
I am nearly in tears, just had 3 of my Ebay listings pulled (have posted on Ebay thread) for selling England clothing, lots of other sellers are selling it, now my Business account is up s**t creak without a paddle, I was on Medium for Policy Compliance when the first two were pulled, I haven't checked it yet since the last one was pulled, I just don't believe it. Apparenly Umbro complained, do they have all the rights to the word England now?
My heart is pounding.Sealed Pot Challenge #0160 -
hi mrsc - well that was very brave.... The thing that stands out is the car..... Personally I would get rid anyway I can. My car was £4K..... and is 5 years old.... Just a thought....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
there is one word for my car.... expensive and i hate it.
OH car was at 36K once.... ha haha hahahaha and he had 2 cars...
funny everyone gone all quiet.. guessing lots of people passed out on the floor...Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
TMD... no please dont cry... i tell u what to do.. ring ebay in the morning.. speak to someone - my friend had this and it was a silly mis understanding... sometimes it happens.
please dont cry.Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Tmd what mrs cmr said :-) fingers crossed everything will be ok.... Well I was thinking of breaking mind down but intired now and I just can't face it lol xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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I can't see anyone passed out since your figures were in your sig already...there is one word for my car.... expensive and i hate it.
OH car was at 36K once.... ha haha hahahaha and he had 2 cars...
funny everyone gone all quiet.. guessing lots of people passed out on the floor...
I would definitely get rid of the car if at all possible and shave quite a bit off your debts....
The other question that springs to mind is did you buy anything concrete with the loans that you could still sell?
I know you are acting tough - hugs anyway!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
Thanks mrscmr - I e-mailed Ebay after the first two listings were pulled, then I e-mailed the person from Umbro whose name was on the e-mail, then I got the 3rd one pulled. I really hate Ebay, all their stupid rules for sellers, there are so many sellers selling England clothing.
I've spent money on clothing to sell, now I have to e-mail the people tomorrow when the parcel arrives and ask to send it back for a refund.
I'll see what Ebay say when they e-mail me back.Sealed Pot Challenge #0160 -
ok my car is a prob.... but im 9 months into a 5 yr thing... on hp... so how does that work? i could not sell it for what i owe on it... anyone? who wants to know what my dream car is.......
who can guess????????Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230
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