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Diary of a Poor Person aged 46 1/2

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  • fc123
    fc123 Posts: 6,573 Forumite
    What's a Pad payment?
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thanks FC123... the pad is a payment a day - there is a thread on this - big following too. i guess the idea is if you can chip away at ur debt by any spare money u have then it reduces it overall.

    i think i might have probs with a f and f payment thingy as i have not had arrangements with all my cards etc. so guess it will be pay it off...slowly...

    have a good day and thanks for reading up on coeliac... we dont know if it is that yet.. lots of people i know have this... i didnt know before... more tests and the mri scan is tomorrow.

    xx
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • fc123
    fc123 Posts: 6,573 Forumite
    mrscmr wrote: »
    thanks FC123... the pad is a payment a day - there is a thread on this - big following too. i guess the idea is if you can chip away at ur debt by any spare money u have then it reduces it overall.

    i think i might have probs with a f and f payment thingy as i have not had arrangements with all my cards etc. so guess it will be pay it off...slowly...

    have a good day and thanks for reading up on coeliac... we dont know if it is that yet.. lots of people i know have this... i didnt know before... more tests and the mri scan is tomorrow.

    xx

    You know what?:D If you 'phone M+S and try it....you never know.....10 min call? They may just go !!!!!! no way...or maybe, they say...mmmm sounds good and accept.

    The Coeliac symptoms sounded familiar to me though I wouldn't have said I have it really badly at all but bought some gluten free pasta yesterday and going to give it a try. So wheat free for 2 days now and already I 'feel' better. Bread doesn't 'agree' with me at all nor cakes/biscuits so I don;'t eat them much but I do eat wholemeal pasta quite a lot...being an MSE staple.

    I wonder how many of us have a bit of Gluten intolerance but don't know it? It was the skin thing that rang the bell for me..and son. He avoids bread too.
  • hey all how is everyone doing, good luck tomorrow mrs cxx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hope your son gets on OK tomorrow when he has his MRI and hope they find out what is wrong with him soon.

    I started off doing the PAD thing but didn't get very far, am going to be starting doing some challenges again from Monday. Can't wait to pay off some of my debts, is it OK to pay up to £4k off through internet banking, will the bank think it's strange as I have 4 cards to get rid of £4k, £1k, £1k and £1,500.

    It's the Next sale this weekend, so will be off there to get the kids some clothes.
    Sealed Pot Challenge #016
  • Jo4
    Jo4 Posts: 6,839 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I have just caught up with your thread as my Dad was admitted to hospital on Thursday 11th March and then when his condition deteriorated within 30 minutes of being admitted he was transferred to another hospital where he remained until the morning of Sunday 14th when he took ill again and was rushed to theatre in another hospital two hours away. He was then back in theatre 24 hours later for what they said was going to be a triple by pass but he had to actually have five by passes. As the hospital is so far away we had to stay in a hotel to be near him in case anything went wrong. Since it was my birthday yesterday I allowed myself to have a quick look at your thread but I didn't post as my time ran out and I had to go to the hospital again to visit Dad.

    However I hope your son gets on well tomorrow and they find out what is wrong with him. Glad to hear that you have money coming in as it will reduce the pressure for both you and your hubby. I will be at home tomorrow so I will check your thread to see how your son gets on.
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thanks TMD! hope all will good well tomorrow at hosp.

    i think paying off via internet is fine... dont know how much banks analysis payment behaviour when it is positive behaviour? anyone know?

    actually had a good day today... which is really odd... driving back from meeting almost felt happy. believe me not felt happy in a long long time.. almost feel too scared to say it was a good day incase 'it' hears me... so i will whisper it...

    now then i guess im feeling more comfortable with how things are in my debt world... so much so that im strongly considering sharing with you [if anyone is reading?] the break down of my credit card and loan amounts one by one... now obviously this is a very revealing and close to my heart bit of information... am i ready to do this?

    its almost like a soa... oh my gosh....
    will have to think on whether im ready to do it....
    thinking.... thinking....
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • do it do it do it xxxxxxxxxxxxx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    oh jo... i am so sorry to hear about ur dad... that is very worrying I really wish him a speedy recovery.

    dont know what they will find tomorrow.. in my head i have convinced myself that there will be nothing to find... we will see... just want to know what is happening with him and how to help him.

    xx hugs

    @happytoget... ur bad! u just want me to reveal all... am i ready?
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrs c of course i want you to reveal all, it sounds like your in a position too and we are all friends we wont judge anything we have read through the highs and the lows.... the other day such a material girl i am i thought hell when im debt free im having all my teeth done so i have the straightest pearly white smile :D am i vain i think so :Dx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
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