📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Diary of a Poor Person aged 46 1/2

1268269271273274380

Comments

  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well that amount of money will do lots.... will be able to pay some small items off completely and then redirect the money we dont pay to them to the other debts. i am so focused on fixing this.

    over the weekend OH said to me ... we will make a list of the things we want to do and we will ..... SAVE UP... OMG .. i dont think i have ever heard him say those words before... he may have been saying... "I have just been abducted by aliens and they experimented on my brain"... actually i think i would have believed that more.

    x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • ahh you have got to love a trier :D
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    All's well thanks.

    Shop is open and we have A customer :j

    Everyone is well and work is progressing with house.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    shop? what shop?

    a customer... like a real person?

    tell me all!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Purpleroses
    Purpleroses Posts: 4,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    wahooo so happy for you mrscmr!!

    Happy birthday Happytogetdebtfree! Hope you had a great day
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    We've opened a shop where people can drop off their items and we ebay them for them and send them a cheque with their profits at the end.

    We've had a few enquiries and the first real live customer gave us 3 lots to list and sell today. Not worth that much but she seems happy with the estimates we gave her and is happy to see how it goes.

    Quite a few older people have popped in cos they've heard of ebay but don't do computers.

    Your business seems to be going great guns...you must be delighted.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    wow kissjenn ... as a complete ebay convert... i would love to do something like that! is OH helping too?
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    OH is doing the website but it needs a lot more work. He's got a piece of contract work from France which will bring in a few hundred euros and I think he's quite chuffed about that. He's also kept going with the OU and is making steady progress.

    I've a lady helping me a few hours a week so we're splitting the time in the shop.

    We dumbly said we'd help out a local charity for kids who then proceeded to fill the place with black bags of c&&p. Resale value is next to nil and we've spent 2 days cleaning it up. Live and learn, lousy trick but we'll do the dump runs and take stuff to the charity shops...10 plastic rollers for 49p don't have big demand on ebay!
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Great news on the OD :T Onwards and upwards!
  • savingholmes
    savingholmes Posts: 28,994 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi mrsc glad the cyprus money has landed that is some help at least. Hope children get better soon
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.