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Diary of a Poor Person aged 46 1/2

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  • dawnybabes
    dawnybabes Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    hope he feels better soon. My Ds (then 6) was diagonsed with Coeliac disease in Oct last year, if it is its not great but not the end of the world. We are having home made sausage and onion pie followed by apple tart for tea ....
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Dumyat
    Dumyat Posts: 2,143 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    follow but don't post in lot of diaries.

    I'm so sorry to hear your son is poorly. Hope they get him sorted soon. x
    x x x
  • savingholmes
    savingholmes Posts: 28,994 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    still hugs
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Just caught up on your diary, hope your son is feeling better soon and they can diagnose the problem. Always very worrying as a parent but he sounds like he is in good hands.

    On the positive note, that is good news about your loan - are you being repaid the PPI and the loan, or just the one? It is so worth challenging them.

    Hugs to you
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    evening... been along day.

    child #1 not too bad... mri booked for thursday then back for bloods and to see consultant immediately after wards. not sure what is going on. but we will find out one way or other.

    thanks everyone for kind words of support

    also the ppi payout is for ppi i shouldnt have paid for the last 5 yrs plus 8% per annum interest... soo could be a reasonalbe amount.


    im off now to put my feet up... i wwwwoooooooooorrrrrrrrnnnnnn out!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • fc123
    fc123 Posts: 6,573 Forumite
    mrscmr wrote: »
    evening... been along day.

    child #1 not too bad... mri booked for thursday then back for bloods and to see consultant immediately after wards. not sure what is going on. but we will find out one way or other.

    thanks everyone for kind words of support

    also the ppi payout is for ppi i shouldnt have paid for the last 5 yrs plus 8% per annum interest... soo could be a reasonalbe amount.


    im off now to put my feet up... i wwwwoooooooooorrrrrrrrnnnnnn out!
    Did they not say anything at all? Good luck for the appt.
    Thoughts are with you....:)
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Congratulations mrscmr - I see you are now a Top Rated Seller!!
    Sealed Pot Challenge #016
  • Hi mrs cmr keep u posted, all the best on the ppi xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • savingholmes
    savingholmes Posts: 28,994 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi mrs c at least things are moving quite quickly on the medical front - hope you don't have to wait too long for the results
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thanks all.

    well this house is like a medical ward... all childs now ill....:-)

    believe me i am NOT one of life's natural nurses!!!!

    struggling through ... trying to work etc and survive.

    i think we might have a nice cuddly sum of cash arriving in bank tomorrow... too scared to even think what it might mean!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
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