Diary of a Poor Person aged 46 1/2

mrscmr

im going to do it after tea i think... will have my jacket pot and have a ponder...

thats right a 'potato and ponder'

savingholmes

mrscmr wrote: »

SH... always the voice of reason... shall i use a code name for each one?

lilac...i bet u've not seen mine.. make sure ur sitting down first.

just use letters of the alphabet - that's what I suggest.

There was an estate agent on the mse boards that got quoted across a lot of sites - I would just be careful....

jaynemaria

ok mrscmr
mine
cc
b---£6549
L---£6000, on hold
catalogues
l 900
l-3400
s--1100
s--1800
total== £19,749

omg need to sit down first time Ive admitted that!!!!

fc123

Happytogetdebtfree wrote: »

mrs c of course i want you to reveal all, it sounds like your in a position too and we are all friends we wont judge anything we have read through the highs and the lows.... the other day such a material girl i am i thought hell when im debt free im having all my teeth done so i have the straightest pearly white smile am i vain i think so :Dx

OMG Me too.....after the mortgage is gone, sons law school fees paid and we have saved a serious rainy day fund.......maybe I will have my teeth done......could be 2-3 years maybe? I am same as mrscmr...don't want to whisper about good things just in case ''someone'' hears and .........whoosh...it goes wrong.
we could finally get there by aged 50....but maybe maybe if nothing bad happens.

fc123

mrscmr wrote: »

SH... always the voice of reason... shall i use a code name for each one?

lilac...i bet u've not seen mine.. make sure ur sitting down first.

I agree... use codes to ID but put interest rates alongside cards.
End dates next to fixed term loans.

If you want I could probably write down mine as they stood in 2004. Huge, chunky, hefty debts and very little from overspend, fun or hols.
The hardest was OH getting shafted on last payment of a contract (about 50k).....the second worst was the £30k from losing our rent review...so went straight to LL.

too_much_debt

Ok, I'll do mine too, this is before I pay off 4 of them.

Credit cards

A 3,398.67
B 6,765.70
C 1,478.42
D 2,782.74
E 7,927.57
F 971.67
G 1,389.11
H 4,198.96

Total: 28,912.84

savingholmes

Mine
5 cards / loans Total: £11940 all at 0% for the moment

too_much_debt

Hi SH

That is great that all your cards are 0%. Once I've paid off 4 of mine (hopefully Friday) I will have 1 at 6.9% until paid off, 1 at 7.9% until paid off, one at 0% for 12 (11 months now) and my biggest I'll have to ring up and find out what the APR is, this is the one I will make overpayments too as the interest on it this month was £130.

savingholmes

It will be lovely to see so much of your debt gone

Happytogetdebtfree

well theres no point listing mine the outstanding is in the signiture :O