Too scared to work out what I owe

lessonlearned

Well done Moozie. You have achieved so much in such a short time. You are such an inspiration.

All the best - at this rate you'll be debt free and mortgage free before you know it.

Good luck with everything.

gallygirl

:j :j :j wow, what a turnaround this year has been for you!!!! I'm so glad things are going so well.

Re OH shouldering costs etc - if it makes you feel bad you can do something about it. Make a note of every penny he spends. When you are debt free carry on making the same value payments into the mortgage account until you are 50/50 - that way everyone wins!!!!!

Good luck !!! x

moozie_2

Annie_Fanny wrote:

So cute! Well done you! Your post made me smile

Thank you Annie

moozie_2

lessonlearned wrote:

Well done Moozie. You have achieved so much in such a short time. You are such an inspiration.

All the best - at this rate you'll be debt free and mortgage free before you know it.

Good luck with everything.

Hey lessonlearned, your nickname is just how I feel!

Thank you very much! That's my intention, debt and mortgage free - sounds perfect

kathfisch

Fab to hear your updates Moozie!

That's great news about the house... and the job.... and OH being debt free! :T

Here's to many more updates just as positive! :beer:

moozie_2

ali007 wrote:

:j :j :j wow, what a turnaround this year has been for you!!!! I'm so glad things are going so well.

Re OH shouldering costs etc - if it makes you feel bad you can do something about it. Make a note of every penny he spends. When you are debt free carry on making the same value payments into the mortgage account until you are 50/50 - that way everyone wins!!!!!

Good luck !!! x

Thank you ali007, that's a very good suggestion!

We have discussed how to balance things out and although my OH insists there is no need for it, I do think I need to do it to make me feel better after all. We have already agreed that when I am debt free, I will divert most of the freed up amount into mortgage overpayments. This will make financial sense and also make me more equal to my OH in terms of financial contribution.

I think I will come to see my debt as one of the best things that ever happened to me. I could not have turned around my life like this if I weren't in debt in the first place. I think I am getting a little too warped in my thinking :rotfl:

anniestar

Hi Moozie, wasn't going to post today but read your first thread and then skipped to last nights post WOW! Made me cry. You are a fantastic poster and a real insparation to us all(me in partcular) Congratulations on your good news. Really appreciated your post as things here aren't too good. Keep up th good work hun WHAT A STAR AXXX

Phoenix79_2

Well done Moozie. You have done fantastically well :T

moozie_2

anniestar wrote:

Hi Moozie, wasn't going to post today but read your first thread and then skipped to last nights post WOW! Made me cry. You are a fantastic poster and a real insparation to us all(me in partcular) Congratulations on your good news. Really appreciated your post as things here aren't too good. Keep up th good work hun WHAT A STAR AXXX

Hey anniestar, sorry to hear things are not great right now. Is it the gas still or something else? I hope what ever it is, feels lighter tomorrow. I really appreciate you posting when you hadn't planned to. I may be an inspiration but without all the kind words and support, I would still be that scared, incapable person I was in February.

Keep your chin up sweetie and let me know if there is anything I can do xx

LookingAhead

Hey Moozie - good to read all your news! It's great! Fabulous news about the payrise as well...well done matey!