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Got an MBNA C/C Written Off - March 2008!

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  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    aj2703 wrote: »
    I dunno Proliant, let me log into my other account and get him up...:D

    Maybe you should log into yours and get toon_dude up....
    No, I have no alias - from the heart. ;)
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • Once_bitten
    Once_bitten Posts: 76 Forumite
    Does anyone remember Gripper the fearsome bully from Grange Hill? He always had a weasley little side kick who occasionally came out from behind Gripper, made a few threats and ducked back behind again. I dunno why but reading aj2703's post just reminded me of that
  • aj2703
    aj2703 Posts: 876 Forumite
    Does anyone remember Gripper the fearsome bully from Grange Hill? He always had a weasley little side kick who occasionally came out from behind Gripper, made a few threats and ducked back behind again. I dunno why but reading aj2703's post just reminded me of that

    Cashpig & I are not one & the same....and yes i remember gripper he was a favourite of mine:D
  • clio
    clio Posts: 3,345 Forumite
    They have removed loads of the posts from here earlier...
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    clio wrote: »
    They have removed loads of the posts from here earlier...
    The thread should be deleted - period.
    I can't imagine what sort of picture this forum is painting for younger readers who read this kind of crap, new to the financial world, it will only give them false information and teach them bad things. :rolleyes:
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • Cashpig74
    Cashpig74 Posts: 284 Forumite
    deleted? Well I started the thread with a statement about my credit card - it turned it this because you lot have "bees in your bonnetts"
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    bert&ernie wrote: »
    Fascinating, as it is, to trade technical terms, I still don't see what this has to do with whether you can access UK credit data in other jurisdictions though.

    No you can't. The DPA stops such like happening. Bottom line, if you've been in the UK for years and move abroad then you wouldn't be able to access anything on your UK credit file, you'd have a brand new one relevant to the country of residence. The Data Protection stops your information going with you, for example in Hungary they do not have Data Protection laws so if you move there and carried your UK credit file with you then it would irrelevant because they are not used in that sense.

    Bottom line is the act in the relevant country dictates the data destination but that has to run parralell to the accepting countries laws, i.e. we adhere to the DPA which is different to the US version therefore we'd get a new credit file when we enter the US and nobody there would ever be able to see the debt/clean file I left behind in the UK - its a fresh start so to speak.

    Vice-Versa.

    This goes for physical and electronic data by the way!
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Would the loophole fan club be okay with a drunk driver killing one of their family and then at court, despite obvious guilt, get off through a loophole?

    seems to happen to the rich and famous though - again, we pose the question 'it's ok for some but not others, right?'
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Cashpig74
    Cashpig74 Posts: 284 Forumite
    erm the drink driver thing - clearly there IS a moral question there as people actual lives are in the mix...

    this is a paper contract about money and business. No actual people are going to die.

    Still, with all these cases drink driver and other examples, its not as black and white as many people will choose to see it. No one is ever truly on the fence.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Cashpig74 wrote: »
    ORIGINAL POST - GETTING DEBT WRITTEN OFF

    Mate I had this exact same arguement at the weekend and to be honest this is the wrong forum to air your opinions cos you're getting nowhere fast - the guys don't follow the fact that because the banks can't draw up a legal document then it is their loss. However, i'm not getting drawn into this again but suffice to say I think you need to drop it or at least take it to CAG where they welcome ways to avoid paying - this forum is more money saving, not money for free.

    The guys you're fighting with on here are the same ones as me at the weekend and to be honest let them do the right thing, at the end of the day if they want to pay for us to have freebies then great! Suits me.

    Still doesn't make the fact right that the banks do what they want and now they are wrong, we take them to the cleaners and the moral high-loaders start to whinge.....

    Even though I fully agree with you in every aspect, I do think you have to let it go or they'll remove your posting rights. Just aint worth it.

    :confused:

    By the way - thanks to the poster of this: #579 have a read!
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
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