How much did you owe to go br

Tinytim

So_Sad_Angel wrote: »

Btw Tinytim....it is normal for face to face when there is a business involved.

I see, thanks and there was me thinking I was in for a bigger telling off; not that it would have mattered anyway - there is nothing the OR can say which could possibly compare with the stress and heartache of the last year or so.

philnicandamy

So_Sad_Angel wrote: »

Btw Tinytim....it is normal for face to face when there is a business involved.

Also normal if you petition in liverpool....(mine wasnt a business....pretty simple BR really)

JPS29

£120 grand, give or take a couple of hundred. Mainly tax, debt from starting up a business.

Can confirm what Phil said to re Liverpool OR, face to face interview and they are soooooo friendly:rolleyes:

I had 4 face to faces, they must have liked me:D

fiveyearplan

Mine was business BR and I had f2f interview.

boseboy03

£109,000 Natwest Mortgage
£33,000 First Plus Secured Loan
£ 34,000 Credit Cards etc

So a sorry list of stupidity, living beyond means, reckless lending, Unplanned Children and circumstances. Can't defend it and I guess thats why i got 3.5 yrs BRU & IPA.

geoffky

TehRoflcopterz wrote: »

£23,000 in total

When my job changed from £22K+ down to £17k+ a couple of years ago, the monthly payments of £500 became unachievable.

I don't think I lived beyond my means, just that my circumstances changed and meant I couldn't make the payments any more.

Believe me you did live beyond your means as you spent more than you earned..simple as that..

helou_2

headoutofsand wrote: »

The police can now check quite easily if there is no current MOT on the vehicle, this is an area they are cracking down on. Records will show on a stop if the vehicle is MOT'D, the use of ANPR can Identify within seconds the history of the vehicle and it's current status, all the above mentioned will incur 3 points apart from the MOT which will be a fine. Thanks Lensman on this clarification. Alot of drivers don't know this.

Old post I know but its worth pointing out that ANPR (Automatic Number Plate Recognition) systems are now in semi permenant place on every motorway and most A roads in the country. You will almost certainly be caught, sooner rather than later, if you try taking to the road with a vehicle registered in your name that is not legal.

mighty_reds

boseboy03 wrote: »

£109,000 Natwest Mortgage
£33,000 First Plus Secured Loan
£ 34,000 Credit Cards etc

So a sorry list of stupidity, living beyond means, reckless lending, Unplanned Children and circumstances. Can't defend it and I guess thats why i got 3.5 yrs BRU & IPA.

What's a BRU?

Oh I was in for about 34 large when I went BR

philnicandamy

BRU/BRO

http://www.insolvency.gov.uk/guidanceleaflets/guides.htm#1

Ibanez

£33,000 for us, we had been paying a DMP for the last 3 years but I lost my job in March and we have now been advised to go BR. Go to court on the 9th July.