How much did you owe to go br

shadowdragon

40k in loans credit cards and overdraft. Was ill and didnt really know what i was doing tbh, not that its an excuse. But its gone now just waiting for AD end of june/beginning of July.

headoutofsand

eklynne wrote: »

I owed £7083. Doesn't seem like that much, but it's nice to know it's gone now. I will however owe 18k when I finish my degree. Ho hum.

Not quite. 25 years and your student fees are wrote off. Some of my daughters mates including herself all have jobs worth less than the £15000 a year the threshold for payments. In some cases a deliberate act, some of them have gone abroad to work in poor countries like this one where they get paid hardly anything. EX : Working in the voluntary sector for Unisef and such other organisations. Some went BR, anything to get out of paying. Bless em.

StuntmanBob

Well I had a tax demand today, much larger than I expected so I've revised my SOA which now shows £180,000.

Hopefully BR on Friday and a new start.

EDIT: I know I did spend the money, and I should take responsibility for my own actions, but I am a little cross that the banks and card companies kept on lending to me ...

headoutofsand

StuntmanBob wrote: »

Well I had a tax demand today, much larger than I expected so I've revised my SOA which now shows £180,000.

Hopefully BR on Friday and a new start.

EDIT: I know I did spend the money, and I should take responsibility for my own actions, but I am a little cross that the banks and card companies kept on lending to me ...

Are they still trying to lend you money?

StuntmanBob

headoutofsand wrote: »

Are they still trying to lend you money?

Up until very recently, yes! I've kept the various letters with offers of top-up loans (especially from Barclays who were very keen to offer me another £5k) and if the OR says that I was irresponsible to borrow what I did I'll show them these offers and point out that I did refuse credit. I'm worried about getting a BRO so I'm hoping this might help my case.

headoutofsand

StuntmanBob wrote: »

Up until very recently, yes! I've kept the various letters with offers of top-up loans (especially from Barclays who were very keen to offer me another £5k) and if the OR says that I was irresponsible to borrow what I did I'll show them these offers and point out that I did refuse credit. I'm worried about getting a BRO so I'm hoping this might help my case.

Typical. Loan sharks spring to mind.

Puzzledbubbles

Well, its 25k for me, 35 if you include student loans which im still all confused about

StuntmanBob

headoutofsand wrote: »

Typical. Loan sharks spring to mind.

No loan sharks in sight - I would never and have never used them.

I'm talking about high-street names, Natwest, Barclays, Egg, Lloyds, Citi etc.

Lost2

mine is about 30k:eek:

headoutofsand

StuntmanBob wrote: »

No loan sharks in sight - I would never and have never used them.

I'm talking about high-street names, Natwest, Barclays, Egg, Lloyds, Citi etc.

Thats who I mean;)