14/15/2/09 Valentines -What small dfw things have you done??? - weekend thread

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move some money to savings and different pots
• storecupboard lunch and tea with oldies
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing
• swim and jacuzzi to use gym membership
• low spend day in town with friend
• look for bargain veggies at market
• no housework - all done already:j
• sparkle a lot

Good morning lovely dfw's. Happy Valentine's day - hope you all got something nice from your significant other:D
Have a lovely weekend, hugs to all those who need one.

Hi to all the regular posters and welcome to any newbies:D Will post again later but just have to run DD to stables as her scooter is out of action so mum's taxi in use today:rolleyes: :rolleyes:

Catch you later xxxx

sugarpants_2

Hi sophies mum

Today I will

- Housework. Loads to do
- Check Bank Account (only £32 left till next Thursday!eek and its half term)
- Take kids out to park (free outing)
- Enjoy night in with a cheap take away pizza (The cheapest we can find!!)

andan

Hi guys, hope everyone has a good start to the day. i have a busy day ahead of me so have been up since 6.30, compiled my list an age ago and already set to work. Want to get everything done for when my OH comes back later tonight!!

-Take washing out of washing machine and hang up to dry
-Do another load of washing
-Hang on coat hangers and around house
Clean both bathrooms
-sort out cupboard space and fridge space for student
-Clean fridge and cupboard for him coming
-Hand wash my lovely dress
-Sort out and tidy out fridge
-Wash all dirty pots and bottles for recycling
-Type up mystery shopping report
-Clean and tidy foreign student's room
-Continue using up old beauty products
-Tidy and gut bedroom
-Update spreadsheets
-Update challenges
-Read fave threads
-Put lose change in pot
-Work out finances for 101 challenges
-read blog updates
-Update blog
-Do daily scratch cards
-Tidy lounge, kitchen and hallway
-Hoover through out house
-Take all stuff out of car
-Scan shopping with both scanners and put away
-Check freecycle
-Check freebie section
-Sort through emails
-Do some surveys
-Sort out journey plan for course on monday
-Sort through all post
-look for cheap travel to london
-Check online banking
-check all credit card balances
-Pay off credit card balances with student grant
-check business emails and website optimisation
-Respond to person who is interested in my service
-Fill in application to go on person's book for massaging
-Read business thread for advice
-Collect together business receipts
-Do review of 101 goals
-Sort through my seeds
-Make notes for my counselling diary
-Sort out some stuff to do some baking for my lovely OH
-Speak to OH with free minutes so I can sort out his return today
-Sort out stuff I have for child study
-Sort out next week's plan of action
-Make meals from storecupboard
-check theatre tickets
-sort out stuff for monday's course
-sort out/look at business finances
-Put some money in my isa
-Look for more books to stick on amazon
-Look for mystery shops
-Update signature with new totals


have a great day everyone, enjoy your valentine's day! Catch up with you all later.

MrsAudus2b

Hi everyone! :wave:

Andan - what a wonderful list! I shall look forward to reading that in detail when I finish my (much smaller) list! You seem to be doing really well and keeping busy with OH working away...have a wonderful night, you deserve to!

Hope is everyone is well - sending :heart2: as is tradition! Oh and a little sympathy is required pleased...I realised after chatting with collegues yesterday that I have never ever received an anonymous valentines card! And now I'm getting married, I'm unlikely to! Ho hum!

On with the list:

• Catch up on diaries
• Enter 10 competitions
• Check online banking
• Check freecycle
• Email best man details from last week's wedding meeting
• LSD - buy stamps and post competition entry from trashy magazine
• Bit of housework - not as much as usual for a weekend though as have kept on top of it during the week - thanks SM!
• Going over OH's family today to help out his sister who has just moved into a new house. We are staying over and will also hopefully visit his grandparents who live out that way. Not the most romantic valentines day but I don't care...we gave each other cards yesterday and had a nice night. Saving for the wedding is more important than buying presents...that's the MSE in me!
• OH to contribute to petrol costs...drive carefully to conserve as much petrol as possible (about a two hour drive)
• Will get a free meal tonight

Think that's about it...OH wants to leave about lunchtime.

Love to all
Take care
xxx

urg123

HI Everyone

Busy weekend for me! I've got to go to class all day today. I am so tired and I really don't want to but I know I have to. I have to get my finger out to pass this course and get a qualification. It'll help with the grand plan of getting a promotion.

This weekend I will/have:

• Go to class
• 10 items of ironing DONE
• Hang out washing on airer DONE
• Wash towels
• Clear hallway and living room
• Attack the ironing pile and get to the bottom of it!!!!!
• Aim for a NSD
• Take lunch into class to avoid an expensive lunch
• Take snacks into class
• Fiance is treating me to a Valentines dinner tonight
• Try and work on forms that need filling in
• Read a chapter of text books every day
• Try to sparkle

Have a great weekend - I'll check in tomorrow.

urg x x

andan

I can join the club then MrsA, as i have never received an annonymous valentines day card, one year i made myself a card!!

Your probably more likely to receive one once your married anyway, i have heard men prefer the chase and what they can't have, so you may be in luck!!

talliedebtbuster

In work early today, no post yest as work busy, i spent 51p on a cookie.

Bad news with work im quite worried. We are getting new contracts
and they are taking away our 12 hour shifts, we are losing our shift
allowance which is 6k a year and no longe going to get paid our breaks. My
wages look like dropping about 8 or 9k by the end of the year. We have the
union invovled and i cant leave because of the loyalty contract and
degree. Ive found the open university looking for part time tutors though
so applying for that. Its just a big mess up especially finances and
wanting a place of my own!

Ahh sorry for rant, im going to have to be so careful now everything until
we get confirmation and new contract in. No spending!!!

Everyone seems positive today, its good, and happy valentines day!

I have today the aim of (whilst at work)

Get the OU tutor application draft done
Brekie and lunch from locker
Print uni articles to study here today
Try not to worry too much about the changes

MrsAudus2b

andan wrote: »

I can join the club then MrsA, as i have never received an annonymous valentines day card, one year i made myself a card!!

Your probably more likely to receive one once your married anyway, i have heard men prefer the chase and what they can't have, so you may be in luck!!

:rotfl: Oh Andan, I am so glad I am not the only one!!! :rotfl:

Lots of love
xx

urg123

Tallie

Didn't want to read and run - just want to send you hugs. It must be so worrying for you. If it'd help why don't you post your SOA - we'll see if we can help.

urg x x x

talliedebtbuster

Thanks urg....i am really worried because ill be able to manage just not save and things will be very tight even before i move out....MY SOA changes every month coz i live at home. But def no buying any clothes...i have tons honestly. no more expensive takeaways, treats. Not until we know what is happening. They are also changing us from 12 hour shifts to 8. More travel costs.

Oh well, ill try not let it get to me, and hopefully ill get a valentine today!! Ill be back posting later tonight when i get home..hugs back to you all x x

sophiesmum_2

Today I sent 45 valentines cards (bought for pennies in sale last year)
1 to my OH
1 to my lovely dad
and 43 to my oldies just to cheer them all up:p