My Debt Diary

James240

well.....were do i begin

I spent £17 on friday nite going out for a quick drink :doh:

and ive miss-calculated me phone bill it came in at £43 not the £12.50 i was expecting it to :doh:

So i think i got £50 to last me until the month end. I is not going to spend a further penny on frivilous items or going out im going to be good and im going to stay faithful to the DFW Nerds!!!

James240

Also transfered the amount that i have on my MBNA card onto my Egg card as they told me that me anniversery is starting from this month. So ill have 0% interest on the £3455.94.

My question is though should i start making overpayments on the amount ive transferred at 0% or continue to keep making overpayments on my loan?

I will update me sig once the amount shows up on me Egg card statement

James240

So peeps should i start making massive inroads into the debt that is at 0% or should i continue to make overpayments on my loan?i think i should continue on my loan but whats ur views?

PeachPickle

Hi James,

Pay the loan, you know it makes sense

James240

PeachPickle wrote:

Hi James,

Pay the loan, you know it makes sense

yeah i thought as much lol many thanks Peachpickle :beer: Hows ur debt going?

PeachPickle

Slowly :rotfl: It's this place, it's so shaming seeing how much effort other people are putting in and I'm just trundling along

James240

PeachPickle wrote:

Slowly :rotfl: It's this place, it's so shaming seeing how much effort other people are putting in and I'm just trundling along

awwww hun dont worry ur getting ur debts down x i know what u mean though i think its just the case that u want to get ur debts down to zero though quicker than u can manage it...... i know cos i get !!!!!! of when things arent going as quickly as i would like them to

**purpleprincess**

Hey J!!! How are you today on this delightful Monday?!!

James240

hey PP only just seen ur message and ive been talking to u all day :rotfl:

James240

YAY!!! :j excellent news!!!

The amount ive got on my MBNA card has been transfered over to my Egg card at 0% so im saving a huge amount in interest :j

So well chuffed for the moment, but ive still got September and ive got quite a few big payouts then i.e Car Insurance and Road Tax Plus possibly having car fixed. :rolleyes:

But for the moment im :j