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My Debt Diary

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  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Gemmzie wrote:
    Just remember to factor in the 2% uncapped BT fee!



    good point think it will come to around £70-80 so will still be saving an awful lot though :)
    Savings Total so far for 2023: £8,062.58
  • James240 wrote:
    had a brilliant bit of news in me email inbox today :j

    Egg have emailed me to say my anniversery is now and that i can transfer ay amount over to them at 0% until January 2007 :j

    this is going to save me about £200 in interest which can come off what i owe on me credit cards :j Going to transfer the amount that i got on me MBNA Card over to Egg now and save myself a kingsransom :)

    thought i would share the good news :)

    Not bad eh!!! :beer:
    Official DFW Nerd no. 082! :cool:
    Debt @ 01/01/2014 £16,956 Debt now: £0.00 :j
    Aims:[STRIKE] clear debt, get married, buy a house[/STRIKE] :D ALL DONE!!
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    its fantastic news its saved me an awful lot of money that can be applied elsewhere although i might end up having to repair me car though :doh: MOT is due in September and i dont think it will pass unless i get it sorted out. Ill have to have a word with the MOT Place and see if they can "ignore! it lol as its only a bit of my bodykit that needs fixing back in place i think it could be a failiure on the MOT though
    Savings Total so far for 2023: £8,062.58
  • ZTD
    ZTD Posts: 24,327 Forumite
    James240 wrote:
    its fantastic news its saved me an awful lot of money that can be applied elsewhere although i might end up having to repair me car though :doh: MOT is due in September and i dont think it will pass unless i get it sorted out. Ill have to have a word with the MOT Place and see if they can "ignore! it lol as its only a bit of my bodykit that needs fixing back in place i think it could be a failiure on the MOT

    You could always just take it off. Bodykit isn't exactly structural, and it can't fall off and kill someone if it isn't on in the first place.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • Bodykit?! :p do you know anyone that could do it on the cheap for you??? :confused:
    Official DFW Nerd no. 082! :cool:
    Debt @ 01/01/2014 £16,956 Debt now: £0.00 :j
    Aims:[STRIKE] clear debt, get married, buy a house[/STRIKE] :D ALL DONE!!
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Bodykit?! :p do you know anyone that could do it on the cheap for you??? :confused:
    Well i know of a garage that will do it for cash for me, but the part needs replacing which is £110 and then needs spraying, so total cost is going to be around £150 :rolleyes: even on the cheap i think i might have a word with the Guys at the MOT place and if they say it would fail im going to do what ZTD suggested and take it off :D
    Savings Total so far for 2023: £8,062.58
  • James240 wrote:
    Well i know of a garage that will do it for cash for me, but the part needs replacing which is £110 and then needs spraying, so total cost is going to be around £150 :rolleyes: even on the cheap i think i might have a word with the Guys at the MOT place and if they say it would fail im going to do what ZTD suggested and take it off :D
    I think that's probably your best idea, saving a few pennies and passing your MOT!! :beer:
    Official DFW Nerd no. 082! :cool:
    Debt @ 01/01/2014 £16,956 Debt now: £0.00 :j
    Aims:[STRIKE] clear debt, get married, buy a house[/STRIKE] :D ALL DONE!!
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think that's probably your best idea, saving a few pennies and passing your MOT!! :beer:
    yeah i think it will be the best idea as well although the cars going to look pretty beat up with part of the bodykit missing :( but if it saves me money that will be the best thing :)
    Savings Total so far for 2023: £8,062.58
  • ZTD
    ZTD Posts: 24,327 Forumite
    James240 wrote:
    the cars going to look pretty beat up with part of the bodykit missing :(

    Does it not look beat-up now, with it hanging off?

    Why is it hanging off? An unscheduled interaction with a kerb..?
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    drove off my mates drive way at awkward angle and broke the bolts that hold it in to place :doh: been like it for a year at the moment. Got it tied on at the moment with string but its gradually getting worse as where im driving down to me mums all the time and thats a 120 mile round trip..
    Savings Total so far for 2023: £8,062.58
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