My Debt Diary

kevtrader

Hiya mate, Just thought I would post something as I have been following this for months and months and have been very impressed by what you have done! You've worked non-stop this year and deserve that holiday of yours!

Well done mate and keep it up!

James240

kevtrader wrote:

Hiya mate, Just thought I would post something as I have been following this for months and months and have been very impressed by what you have done! You've worked non-stop this year and deserve that holiday of yours!

Well done mate and keep it up!

hi Kevtrader :wave:

how u been mate? havent seen u in ages around here..

James240

Willsnarf1983 wrote:

hello mate

nice to see things are going well, did u get my pm, well i presume u did just chose not to reply lol

Will

Just replied mate thanks for the nudge :rotfl:

bluezone

well I'm jealous of your holiday !

James240

bluezone wrote:

well I'm jealous of your holiday !

ooppsss sorry bluezone didnt mean to brag :oi really cant wait though :j i soooo need to have a break and not worry about my finances for a couple of weeks

James240

Just had my monthly bill for my MBNA credit card and this is the first month after the 0% for 6 months period has ended that i have and my minimum payment is £45 and £38 of that is interest :eek:

Will be trying to get that switched over to another card as soon as possible on a lower APR as that is just rediculous :eek:

Annie_Fanny

James240 wrote:

Just had my monthly bill for my MBNA credit card and this is the first month after the 0% for 6 months period has ended that i have and my minimum payment is £45 and £38 of that is interest :eek:

Will be trying to get that switched over to another card as soon as possible on a lower APR as that is just rediculous :eek:

Oh my goodness! What a total money making scam! BASTWERDSS!

James240

Annie_Fanny wrote:

Oh my goodness! What a total money making scam! BASTWERDSS!

Your telling me! :eek: Going to have alook today while im at work and see if there are any other cards i can apply for, but i dont hold out much hope though cos i need to transfer over £3400 and i doubt that any one will give me that limit to start off with though

Verbatim

Never mind James, try and get one and negotiate the highest credit limit you can. At least it won't all be on (what?) that interest rate.

Off on hols tomorrow so no MSE for me for 2 weeks.

James240

Verbatim wrote:

Never mind James, try and get one and negotiate the highest credit limit you can. At least it won't all be on (what?) that interest rate.

Off on hols tomorrow so no MSE for me for 2 weeks.

Have a great holiday Verbatim :beer:

the APR on my MBNA card is 12.9%