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My Debt Diary

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  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    i am soooo fed up today :( im tired and ive got the hump over the fact that my debt is going to take another 18month to pay off .....why o why was i so stupid and spent all this money :(
    Savings Total so far for 2023: £8,062.58
  • ms_london
    ms_london Posts: 2,852 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    James240 wrote:
    i am soooo fed up today :( im tired and ive got the hump over the fact that my debt is going to take another 18month to pay off .....why o why was i so stupid and spent all this money :(

    Hey hun!! Yep, I'm still here :rolleyes: . Fly tomorrow (at last I hear you all cry!) :p

    18 months really is not that long, and it will fly by. Its normal to have bad days, but you are doing such a good job. For each good day you have, that brings your DFD one step closer.

    Just think if you were still being bad with money? Your DFD will be further and further away and more of a struggle. It WILL be worth it in the end hun, I promise you!!

    Anyway, I'm about to log off, but take care & I shall speak to you when I am down under.

    Take care hun & chin up xx
  • :grouphug: chin up chicken pie! xx
    Official DFW Nerd no. 082! :cool:
    Debt @ 01/01/2014 £16,956 Debt now: £0.00 :j
    Aims:[STRIKE] clear debt, get married, buy a house[/STRIKE] :D ALL DONE!!
  • Molanole
    Molanole Posts: 1,563 Forumite
    Debt-free and Proud!
    Chin up James. 18 Months will fly by (after all, you've been a member here for about that sort of time).
    Debt Free Nerd No. 89, LBM: April 2006, Debt at highest (Sept 05): £40,939.96
    NOW TOTALLY DEBT FREE!!!!!!!! Woooo hooooooo!!! DEBT FREE DATE: 23 December 2009
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    cheers guys but 18 months just seems like such a long way away......

    think its cos im tired and im just peed off that i want to get my debt out of the way more quickly than its going at the moment :o

    just want to rid of this weight hanging round my neck thats called debt.....
    Savings Total so far for 2023: £8,062.58
  • molit
    molit Posts: 373 Forumite
    Part of the Furniture Combo Breaker
    Just wanted to post a well done for getting where you are - and 18 months is not that long, and to be honest, reading the thread, you are going to pick up extra overtime and get it paid off sooner. :T

    Nice to have a good positive threads to read, and I will miss your thread when you've paid off yor debt, as it always inspires me
    No longer an accidental landlord, still a wannabe millionaire:beer:

    initiative q sign up link

    https://initiativeq.com/invite/HQHpIjaoQ
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Molit :o
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    going to have to buy a sandwich for my lunch today because ive run out of bread :mad: :doh: So im going to have to pop into Sainsburys and get one or ill end up starving :rolleyes: Was hopefully going to have a no spend day tday but thats been scuppered ...
    Savings Total so far for 2023: £8,062.58
  • James240 wrote:
    going to have to buy a sandwich for my lunch today because ive run out of bread :mad: :doh: So im going to have to pop into Sainsburys and get one or ill end up starving :rolleyes: Was hopefully going to have a no spend day tday but thats been scuppered ...
    Have you got any facilities at work like a toaster or kettle? Cos if you have a toaster you could just buy some bread and voila toast!! Or get some cous cous, noodles, smash etc etc and make this with hot water! Or just buy a plain roll and some snacky cheese and make it yourself, LOADS cheaper!! :D
    Official DFW Nerd no. 082! :cool:
    Debt @ 01/01/2014 £16,956 Debt now: £0.00 :j
    Aims:[STRIKE] clear debt, get married, buy a house[/STRIKE] :D ALL DONE!!
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have you got any facilities at work like a toaster or kettle? Cos if you have a toaster you could just buy some bread and voila toast!! Or get some cous cous, noodles, smash etc etc and make this with hot water! Or just buy a plain roll and some snacky cheese and make it yourself, LOADS cheaper!! :D
    Thanks hun will try that next time just spent £3.60on a copy of The Sun, a sandwich and a Nourishment drink :doh:will have to go out and get some bread tonight i think :rolleyes:
    Savings Total so far for 2023: £8,062.58
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