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My Debt Diary

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  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    another no spend day for me today :j i is getting good at these at the moment :D
    Savings Total so far for 2023: £8,062.58
  • **purpleprincess**
    **purpleprincess** Posts: 3,533 Forumite
    Part of the Furniture Combo Breaker
    James240 wrote:
    another no spend day for me today :j i is getting good at these at the moment :D
    :dance: Well done you!!!
    Official DFW Nerd no. 082! :cool:
    Debt @ 01/01/2014 £16,956 Debt now: £0.00 :j
    Aims:[STRIKE] clear debt, get married, buy a house[/STRIKE] :D ALL DONE!!
  • tallulah
    tallulah Posts: 71 Forumite
    Hi james... well done mate!!

    i have lurcked on MSE & your thread for quite some time and wanted to say ta very much for all the tips, laffs & inspiration.
    :T

    Keep up the good work... am on my 2nd no spend day this week... luving it!!! :j :j :j :j
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Tallulah trying me best :)

    glad that my thread can inspire people to get themselves out of debt :j
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    aaarrrrggghhhh :doh:


    Think i may have made a slight boo boo with me credit card debt :rolleyes:

    Basically i paid the miminium amount on my MBNA credit card before i transfered the amount to my Egg Card.

    Now the minimum Paymeny for my egg card comes out sometime on the 16th of each month. But now as ive got the amount from the MBNA Credit Card on there the minimum payment is going to be even bigger :doh: i havent even calculated for this this month so i can see me being overdrawn easily at the end of this month now :rolleyes: :doh: :doh: :doh: :doh:
    Savings Total so far for 2023: £8,062.58
  • snoozer
    snoozer Posts: 3,815 Forumite
    Part of the Furniture 1,000 Posts
    Surely the new amount won't count towards this month's payment James. It shouldn't kick in till next month.
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    snoozer wrote:
    Surely the new amount won't count towards this month's payment James. It shouldn't kick in till next month.


    really? i hope so as that will be fantastic news if it is :j

    that will put me in a great posistion will let u know what happens when the payment comes out :beer:
    Savings Total so far for 2023: £8,062.58
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Hi James,

    I hope the CC shuffle is OK for you.

    have just returned from hols.:j You'll be off on yours soon I think?:T
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    Just wanted to say keep up the good work! I've had NO spend free days recently so quite envious of yours!!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hiya verbatim :hello:yeah im off on my holiday from the 1st September :j soooooo cant wait :j im like an excited child at Christmas lol :rotfl: how was ur holiday by the way? did u enjoy yourself?
    Savings Total so far for 2023: £8,062.58
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