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My Debt Diary

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  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well i think today is the day that me Credit Card Payment comes out of me bank account so i will check on me account once i get home, and cross fingers its the lower amount that comes out of me account loland its the 15th today so another loan payment has come out :j
    Savings Total so far for 2023: £8,062.58
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Hi James,

    Yeah thanks I had a great time. :beer: Kept to budget too until the last day then unforseen circs intervened and I ended up overspending. Not too bad tho' I think. Can't find the cc slip, I have every other receipt and religiously wrote down all expenditure while away but can't find this last one!:mad:

    Glad you're doing well and not long to go until you're off.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well checked me accounts last night and the monthly payment for my loan has come out but not monthly payment for me credit card :think: hopefully it will be out today or tommorrow cos i really want to know how much there going to take ....
    Savings Total so far for 2023: £8,062.58
  • EagerLearner
    EagerLearner Posts: 4,976 Forumite
    Well done on switching credit cards - hope that payment doesn't come out!

    On another topic - have you joined sites like Quidco.com and Pigsback.com? Can make you serious money on things that you'd normally buy anyway.
    MFW #185
    Mortgage slowly being offset! £86,987 /58,742 virtual balance
    Original mortgage free date 2037/ Now Nov 2034 and counting :T
    YNAB lover :D
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Verbatim wrote:
    Hi James,

    Yeah thanks I had a great time. :beer: Kept to budget too until the last day then unforseen circs intervened and I ended up overspending. Not too bad tho' I think. Can't find the cc slip, I have every other receipt and religiously wrote down all expenditure while away but can't find this last one!:mad:

    Glad you're doing well and not long to go until you're off.

    You kept a spending diary on holiday - that is SSSOOOOO sad (and makes me feel so much better, thought I was the only one!!!!!!!!!!!!!!!!!!!!!!!!!!:rotfl: :rotfl: :rotfl: :rotfl: )

    James - keep up the good work!
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ali007 wrote:
    You kept a spending diary on holiday - that is SSSOOOOO sad (and makes me feel so much better, thought I was the only one!!!!!!!!!!!!!!!!!!!!!!!!!!:rotfl: :rotfl: :rotfl: :rotfl: )

    James - keep up the good work!

    Thanks Ali007 but im going to be as sad as you two as well i think im going to keep a spending diary as well lol help keep me in check and make sure i dont spend more than i should on holiday :beer:
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on switching credit cards - hope that payment doesn't come out!

    On another topic - have you joined sites like Quidco.com and Pigsback.com? Can make you serious money on things that you'd normally buy anyway.


    Ive joined quidco and hopefully going to get a little bit of money back from there due to the easymobile simcard offer that was put in a thread in here, never heard of Pigsback.com whats that all about then?
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Also i had to pay me car tax today so that £96 i have had to spend today as well :rolleyes:
    Savings Total so far for 2023: £8,062.58
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    James240 wrote:
    Ive joined quidco and hopefully going to get a little bit of money back from there due to the easymobile simcard offer that was put in a thread in here, never heard of Pigsback.com whats that all about then?

    pigsback are another 'clicky' site like quidco but you get points which you can then redeem for things. You'll no doubt have seen their pink stress pigs about, and the piggyt bank is v popular on the mortgage free wanabees. But, the higher you get the better it gets -at the mo you need 1150 points for a £10 Boots voucher - and they're doing an offer at the mo where you get 1500 points for booking a Holiday Inn Express room - we use them for work so I've been clocking them up and just received £80 in Boots vouchers:j :j :j :j .

    V limited choice of retailers, but a few nuggets in there!
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • ozzyfan_2
    ozzyfan_2 Posts: 599 Forumite
    Hi James

    This thread will tell you all about Pigsback
    http://forums.moneysavingexpert.com/showthread.html?t=234646
    I've not been doing it for that long (just about to get my first £10 voucher though!) :j
    I haven't bought anything to get my piggypoints (trying not to spend :o) but its surprising how quick they mount up & it takes hardly any time to do. The thread will explain all & have a look down the first page as there are lots of links to earn extra points to give you a good start :beer:
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