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My Debt Diary

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  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Hiya James,

    I'm glad the Egg payment came out OK and well done on looking at under £10k by the end of Sep. :beer:

    I'm hoping to be there in Oct or Nov too. :j

    I've got a difficult month coming up in Nov tho' with everything coming out for the car, tax, insurance and MOT. :mad:
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • EagerLearner
    EagerLearner Posts: 4,976 Forumite
    James - glad you have joined Quidco - it can make you serious money!

    Pigsback is great too although less money - you can see the Pigsback thread in the Freebies board (no spend required). Lots of kind folks provide answers to Pigsback competitions and the links to competitions - so all you have to do is click & earn points / try to win a competition! With all the work cut out, it's a fantastic thread.

    I am saving up my points plus I won a competition last week - have 1,720 points at the mo (I'd already cashed in 1,400 points before for 2 free trips to the cinema). I'll be saving the points all up for Xmas and then redeem for vouchers like Boots or John Lewis or Dorothy Perkins, then give the vouchers to relatives etc - at no cost to me!
    MFW #185
    Mortgage slowly being offset! £86,987 /58,742 virtual balance
    Original mortgage free date 2037/ Now Nov 2034 and counting :T
    YNAB lover :D
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    yeah ive got a couple of things on the go at the moment with quidco and they payout as such in September/October so will be a nice amount of money to come back if it all comes through so im crossing me fingers its does :beer:*******Ive got £4.30 in total now on Pigsback so im doing well at the moment, i think once i hit the weekend i might sit down and see about all these quizes and and have a go at them :j
    Savings Total so far for 2023: £8,062.58
  • :eek: You hadn't joined Quidco???!!!! :p Or pigsback????!!!!
    Official DFW Nerd no. 082! :cool:
    Debt @ 01/01/2014 £16,956 Debt now: £0.00 :j
    Aims:[STRIKE] clear debt, get married, buy a house[/STRIKE] :D ALL DONE!!
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    :eek: You hadn't joined Quidco???!!!! :p Or pigsback????!!!!
    no only joined them recently PP lol didnt know how much money i could earn back from them but i do now :D
    Savings Total so far for 2023: £8,062.58
  • EagerLearner
    EagerLearner Posts: 4,976 Forumite
    Excellent news James - also, when I said look at the Pigsback thread I meant it! You don't need to answer the competitions on your own, folks on the thread provide the answers for you and even the links - you just have to click and select the answer. Some are competitions only, others give you 10 or 20 points if you answer correctly. Sign up for the Pigsback newsletter and get 50 points. Check your Pigsback every Monday at 11am, that's when some of the squares around companies go PURPLE and when you click on those you get 10 points for nothing.

    On Quidco, Alliance & Leicester is a good one for £50, although you might earn £95 by going through the non-Quidco referral method instead (see separate thread - where someone refers you - then then get £50 and give you £45 of this, plus you get £50 in your account). Sadly you can't do both.

    Bingos.co.uk is another good one, spend £10 get £25 cashback (still the case I think). InkClub give you £8 on your first order of an ink cartridge.

    Cahoot savings account is good - you can earn £26 cashback just for opening it - no need to deposit anything.

    I book travel and hotels via Quidco at work - can you do this in any way - even for family members? £10 per hotel you book with hotels.com, nice earner. 1% back on any Expedia flights.

    Enjoy!
    MFW #185
    Mortgage slowly being offset! £86,987 /58,742 virtual balance
    Original mortgage free date 2037/ Now Nov 2034 and counting :T
    YNAB lover :D
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    I book travel and hotels via Quidco at work - can you do this in any way - even for family members? £10 per hotel you book with hotels.com, nice earner. 1% back on any Expedia flights.

    Enjoy!
    Naughty you eagerlearner, hope you pass the savings on..:)I do this as well - but do you use Holiday Inn, Express or Crowne Plaza - 1500 pigsback points at the mo!!!!!! £80 of Boots vouchers so far, work are paying for Xmas!!!!
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • EagerLearner
    EagerLearner Posts: 4,976 Forumite
    Naughty meeeeee? :p Seems like you have a nice *coughworkcough* stash there too! I earn nowhere near that as sometimes I have to book direct with the hotel (boo-hoo) and they don't stay in UK hotels much...

    Nice Pigsback work if you can get it :beer:
    MFW #185
    Mortgage slowly being offset! £86,987 /58,742 virtual balance
    Original mortgage free date 2037/ Now Nov 2034 and counting :T
    YNAB lover :D
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Excellent news James - also, when I said look at the Pigsback thread I meant it! You don't need to answer the competitions on your own, folks on the thread provide the answers for you and even the links - you just have to click and select the answer. Some are competitions only, others give you 10 or 20 points if you answer correctly. Sign up for the Pigsback newsletter and get 50 points. Check your Pigsback every Monday at 11am, that's when some of the squares around companies go PURPLE and when you click on those you get 10 points for nothing.

    On Quidco, Alliance & Leicester is a good one for £50, akthough you might earn £95 by going through the non-Quidco referral method instead (see separate thread - where someone refers you - then then get £50 and give you £45 of this, plus you get £50 in your account). Sadly you can't do both.

    Bingos.co.uk is another good one, spend £10 get £25 cashback (still the case I think). InkClub give you £8 on your first order of an ink cartridge.

    Cahoot savings account is good - you can earn £26 cashback just for opening it - no need to deposit anything.

    I book travel and hotels via Quidco at work - can you do this in any way - even for family members? £10 per hotel you book with hotels.com, nice earner. 1% back on any Expedia flights.

    Enjoy!


    oooo excellent i might just go and have a look at opening the Cahoot Savings especially if its £26 cashback excellent :beer:

    many thanks EagerLearner :beer:
    Savings Total so far for 2023: £8,062.58
  • EagerLearner
    EagerLearner Posts: 4,976 Forumite
    Hi James - another fab one is order a £2 pay as you go SIM card from EasyMobile, they give you an extra £12 airtime credit for FREE, and Quidco give you £20 cashback!

    So effectively - spend just £2 to get £32!
    MFW #185
    Mortgage slowly being offset! £86,987 /58,742 virtual balance
    Original mortgage free date 2037/ Now Nov 2034 and counting :T
    YNAB lover :D
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