My Debt Diary

James240

EagerLearner wrote:

Hi James - another fab one is order a £2 pay as you go SIM card from EasyMobile, they give you an extra £12 airtime credit for FREE, and Quidco give you £20 cashback!

So effectively - spend just £2 to get £32!

yep already done this one as i saw it when someone posted it in the DFW board, thats the reason i joined Quidco :j

James240

ok thought i better update me diary cos i havent done so in 7 days :doh: and im off on holiday for 3 weeks from friday :j ok current state of play at the moment is that im £36 overdrawn, plus ive spent a little bit of money on me credit card cos i needed a few bits, plus im going to send my dad £100 for his birthday cos hes not doing so well with money at the moment so my credit card is going to take a bit of a bashing unfortunatley working it out i think i will have spent between £130-£160 on my credit card including me dads birthday money. I know some people will say ive got probs with my money as well but my dad is thousands of pounds in debt and hes on the verge of Bankruptcy and has very little to show for his life so i wanted to send him some money to spend on himself. Will have to update my sig when i get back on the 19th September then everything will be showing on my account

ozzyfan_2

Not long to go now James! Just popped on to say hope you have a fab time on holiday, forget about everything else for 3 weeks & have loads of fun! :j :j :j

Glad the piggypoints & Quidco are going well too!

Have a great holiday! :beer:

Annie_Fanny

Have a lovely holiday James - 3 weeks - wow!

Will miss you!

Annie

southernscouser

A 3 week holiday! :eek:

You lucky g!t!

I was meant to have next week off to sit on my a$$ but don't look like I've got it! :rolleyes:

Have one for me fella! :beer:

Verbatim

Have a great holiday James. let us know how you're doing when you get back.

James240

many thanks peeps :beer:

seriosuly cant wait just popped on here now to say im going to try and stick to a budget while im on holiday and hopefully might even come back with some money :j sees u all later and i hope u keep well

see u in 3 weeks peeps :wave:

loubie_lou

Have a nice time J !!!!

James240

Hiya peeps back from holiday :hello:

Literally got back about 3 hours ago and needed to check up on me finance and list them cos i aint dont it for this month yet :rolleyes:

So its as follows:

Got paid £1192.57

Outgoings:

Broadband: £0

Mobilephone: £45.94

Travelcard: £30.80

Savings: £10

Credit Card: £106.40

Egg Loan: £303.71

Overdraft: £36.98

Holiday Money £300

Total: £833.83

So ive got £358.74 left..........

bad news is that ive managed to spend an extra £559 on me credit card before i went :doh: ........£225 is my car insurance though which will be paid off when i get paid at the end of September. The other lot im ashamed to say was some clothes that i bought for holiday cos i havent bought myself any clothes for a while and some of my t-shirts and tops were looking kinda ragged

The £358 that i have left for the rest of the month im going use to go down to the bodyshop and get my bodykit fixed on my car cos i spoke to the MOT place and they said even if i took the offending broken bit of bodykit off it would still fail cos there is sharp edges on the other parts that the bodykit connects to :rolleyes: .....so ive now definatley got to get that fixed :rolleyes:

Then once that is fixed its got to go into have its MOT and crossed fingers it wont fail.

Then hopefully at the end of this month i can start getting back to making overpayments on me debts

P.S. My credit card payment has got to come off me signature as well cos as of this time it hasnt shown on my egg statement

debbycatz

Welcome home James

Look forward to hearing about your hol. Don't stress too much about the extra spend, we all know you'll soon get yourself straight