We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

My Debt Diary

Options
16061636566262

Comments

  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    spent £13 on some pizza last night :doh:just cos i was too lazy to cook any thing :doh: :o
    Savings Total so far for 2023: £8,062.58
  • Annie_Fanny
    Annie_Fanny Posts: 1,167 Forumite
    James240 wrote:
    spent £13 on some pizza last night :doh:just cos i was too lazy to cook any thing :doh: :o

    Silly billy! But on a positive note did you scoff the lot or were you able to save some for lunch?

    PIZZA - YUM!
    "Debt makes plans for you" - A quote from my friend Catherine. How true!
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Silly billy! But on a positive note did you scoff the lot or were you able to save some for lunch?

    PIZZA - YUM!
    errr.....no :o being the fat bloater that i am :rolleyes: i ate the whole thing last night and it was a large pizza :ee:
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ok peeps me wages went into me bank account today :j get paid on Monday but they are already in :j

    below is how it works out for me this month:


    RENT £750.00

    BROADBAND £0.00

    PHONE £12.50

    TRAVEL CARD £30.80

    SAVINGS £10.00

    CREDIT CARD £72.78

    LOAN £303.71

    O/DRAFT £40.00

    Total = £1219.79

    I got paid £1451 this month so im left with approx £230.

    Some time in August ive got to pay out for Road Tax so thats about £90-95 for 6 months so ill have £130 for the rest of the month to live on. :)

    Which i dont see being a problem, then at the end of the month ive got me holiday :j So im going to be ultra good in August and conserve me money so im not overdrawn :rolleyes:

    currently havent applied for any more credit cards at the moment but im (hopefully :rolleyes:) going to look tommorow and see if i can find any good deals for at least 0% for 6 months.
    Savings Total so far for 2023: £8,062.58
  • Willsnarf1983
    Willsnarf1983 Posts: 1,928 Forumite
    i am sure we have prob already addressed this jim buttttt

    £750 rent...how why?


    Will
    SShhhhhhhhhhhhhhhhhhhhhhh
  • Willsnarf1983
    Willsnarf1983 Posts: 1,928 Forumite
    also jim! come do the great south run with me!, maybe atone for ur £13 pizza (have u ever heard of tesco ;) , £1.50 on a pizza just as nice!)

    Will
    SShhhhhhhhhhhhhhhhhhhhhhh
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    i am sure we have prob already addressed this jim buttttt

    £750 rent...how why?


    Will


    Im paying me mate three months rent in advance mate ive got the money to do it this month so im going to cos it helps them out with there money at the moment :)
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    had a brilliant bit of news in me email inbox today :j

    Egg have emailed me to say my anniversery is now and that i can transfer ay amount over to them at 0% until January 2007 :j

    this is going to save me about £200 in interest which can come off what i owe on me credit cards :j Going to transfer the amount that i got on me MBNA Card over to Egg now and save myself a kingsransom :)

    thought i would share the good news :)
    Savings Total so far for 2023: £8,062.58
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    what nice people they are (sometimes!!!!!):j :j :j
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    James240 wrote:
    had a brilliant bit of news in me email inbox today :j

    Egg have emailed me to say my anniversery is now and that i can transfer ay amount over to them at 0% until January 2007 :j

    this is going to save me about £200 in interest which can come off what i owe on me credit cards :j Going to transfer the amount that i got on me MBNA Card over to Egg now and save myself a kingsransom :)

    thought i would share the good news :)


    Just remember to factor in the 2% uncapped BT fee!
    No longer using this account for new posts from 2013
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.