My Debt Diary

James240

got a bit of shopping to do today, need to get things like Sandwhich meat, Bread, Milk, shower gel and loo rolls hopefully wont end up spending to much, though cos im trying not to use my overdraft this month :)Been a quiet weekend, thats just gone and havent spent a penny over 2 days which im quite pleased about :)All in all its going quite well, and i get paid next monday so im pleased that evreything is going to plan this month. Think i will check my accounts when i get home today and see what the state of play is with them and hopefully im on course for not going into me overdraft

Verbatim

Great stuff James.

Sounds like you'll easily get thro' the month without going into your overdraft. Will this be the first month that's happened? If so big congratulations are due. :A

Give that man a round of applause.:T :T :T :T

James240

Verbatim wrote:

Great stuff James.

Sounds like you'll easily get thro' the month without going into your overdraft. Will this be the first month that's happened? If so big congratulations are due. :A

Give that man a round of applause.:T :T :T :T

thanks Verbatim :oive got to check out me accounts first but i think im on course for doing it, so im going to check out my accounts and let everyone know tonight cos im hoping that i have been on course to do this If not then ill pick myself up and start again

James240

ok looks like ill be £20 overdrawn at the end of the month bit disappointing but, its loads better than the last two months as i was over £100 overdrawn on both those months.

So although disappointed its something i can live with this month

ozzyfan_2

Well done James, you seem really motivated & are doing brilliantly :T

Bet you're looking forward to your holiday, hope you have a great time after all your hard work this year

James240

ozzyfan wrote:

Well done James, you seem really motivated & are doing brilliantly :T

Bet you're looking forward to your holiday, hope you have a great time after all your hard work this year

Thanks Ozzyfan :oyeah im really going to enjoy my holiday this year as i certainly do need a break as ive been slogging me guts out all this year trying to pay off me debt :oive never been so dedicated and applied my self to something like this before with so much determination i really am trying hard, and i know people may say i shouldnt take a holiday but its not costing me that much in total and i need a break :P When i come back in the middle of september im going to be looking for promotion so i can pay even more off my debt

kipper_2-2

James240 wrote:

and i know people may say i shouldnt take a holiday but its not costing me that much in total and i need a break

why would people say that??? you've worked damn hard this year and you deserve it,and if people say otherwise then tell 'em to sod off you've not put yourself in more debt to pay for it have ya ?


enjoy it! xx



you can thank me when ya get home :rotfl:

James240

kipper wrote:

you've not put yourself in more debt to pay for it have ya ?
>

</p>no of course not my spending money is coming out of me winnings and ive already payed for me travel over there already cos i budgeted already for that and it was only £65 and ill be using some money from me wages i get in August as well to top up me spending money.I has it all undercontrol

kipper_2-2

James240 wrote:

</p>no of course not my spending money is coming out of me winnings and ive already payed for me travel over there already cos i budgeted already for that and it was only £65 and ill be using some money from me wages i get in August as well to top up me spending money.I has it all undercontrol

It was a statement not a question :rolleyes:


and I know all that stuff ^^^^^ cos I know everything me

but still.... a public jolly well done to ya!!

and don't forget to send me a postcard :rotfl:

James240

kipper wrote:

It was a statement not a question :rolleyes:


and I know all that stuff ^^^^^ cos I know everything me

but still.... a public jolly well done to ya!!

and don't forget to send me a postcard :rotfl:

oh right :rolleyes::p