V A N Q U I S

sutton111

TheEffect wrote: »

My 4th Aqua statement is produced on the 13th (2 days), and 4th Vanquis statement produced on the 22nd. Hoping one of them increases the credit limit, as both are at £250. I've never paid off in full since I've had them, always paid interest of around £4 each month. Pay around £50 a month off.

I would say your Vanquis will improve. It should go to £500.

sutton111

It comes to something when I'm talking about my Brothers' Vanquis card and not mine. :rolleyes:

TheEffect

I'm currently paying Vanquis off as fast as I can though. I did have £230 ALL cash withdrawals. Now it's at £130 (been paying £10's off here and there throughout the month. Am going to throw £70 at it on the 23rd (payday) and then pay the remainder of it off on the 15th July (payday from 2nd job). Aqua I'm not too bothered about paying off, as it's around £170 of purchases. CapitalOne I pay off in full each month.

never-in-doubt

TheEffect wrote: »

I'm currently paying Vanquis off as fast as I can though. I did have £230 ALL cash withdrawals. Now it's at £130 (been paying £10's off here and there throughout the month. Am going to throw £70 at it on the 23rd (payday) and then pay the remainder of it off on the 15th July (payday from 2nd job). Aqua I'm not too bothered about paying off, as it's around £170 of purchases. CapitalOne I pay off in full each month.

ahh, that may affect you getting an increment mate - cash withdrawals from a CC is a no no...... they may think, mug - easy money and give you a £2k limit lol, but they are likely not to increase as it suggest your desperate mate...

young_victor_meldrew

My 4th statement is due to be printed on 15th/16th so will let you know if Vanquis increase my limit.

I see no reason why they shouldn't I pay my balance off in full on the 20th of each month by faster payments sometimes BEFORE my statement has even arrived!

digitalphase

I've not even got my first statement from Vanquis yet :rotfl:

Might put some diesel on it next time I need to refuel, it would be nice to get a £500 limit from them.

I am hoping Capital One put my £500 limit up as well, 3 statements to go :rotfl:

young_victor_meldrew

:rotfl:

EASTERNTHUNDERUK wrote: »

and ? Judging by your avaiable credit ,if indeed it is accurate, youre far too much of a risk now, you obviosuly seem to think collecting credit limits/cards etc,etc is a game, i bet your the sort of person who lives on cards paying one off with another etc,etc.

Ive got a credit limit of over 60k(yes,thahts right 60k) on on of my cards and do i brag about it like its something to be proud of :rolleyes::rolleyes::rolleyes::rolleyes::rolleyes::rolleyes::rolleyes:

Oh! The return of Captain Shortdick and his amazing credit rating. I have something you might be interested in buying with some of that 60k you have avaliable to you. Grammar and punctuation lessons. :rotfl:

moneymouth77

Couldn't agree more... This isn't a site for bragging about what you have, we're here to help each other out!

nickyhutch

never-in-doubt wrote: »

ahh, that may affect you getting an increment mate - cash withdrawals from a CC is a no no...... they may think, mug - easy money and give you a £2k limit lol, but they are likely not to increase as it suggest your desperate mate...

We've used our cards for cash advances and still got increases, NID.

never-in-doubt

nickyhutch wrote: »

We've used our cards for cash advances and still got increases, NID.

From day 1 to present? All i'm saying is if they don;t do it as quick then the reason will be the cash advances, i'm not saying they won't increase - just they may drag their heels til you pay a lot of the cash off.

sorry for confusion. remember a CC is not for cash withdrawals thus they are charged higher!