V A N Q U I S

magiciansgirl

Hello, I'm really pleased with my Vanquis card which I learnt about here (thanks everyone!). Got it in February with credit limit of £250 and they've just put this up to £500. Like others I am using it to repair my credit history and I pay off the balance every month. I've had a Capital One card since 2007 and they've never increased my limit (not that I've asked). Am trying hard to reduce a previous M & S credit card balance of £6450 - have got it down to £4350 now and aiming to clear by end of year.

sutton111

My Brother had an increase on his Vanquis card today. It went from £500 to £1250. This is his 10th statement.

CocoPopsLover

wow, 10 months!

Longest iv heard anyone waiting from this forum

never-in-doubt

CocoPopsLover wrote: »

wow, 10 months!

Longest iv heard anyone waiting from this forum

thats right, start at £250 then in month 4 you go to £500, 6 months later (month 10) it goes to £1250.......

Brian1966

never-in-doubt wrote: »

thats right, start at £250 then in month 4 you go to £500, 6 months later (month 10) it goes to £1250.......

I got my £1250 in 7 months...

TheEffect

My 4th Aqua statement is produced on the 13th (2 days), and 4th Vanquis statement produced on the 22nd. Hoping one of them increases the credit limit, as both are at £250. I've never paid off in full since I've had them, always paid interest of around £4 each month. Pay around £50 a month off.

sutton111

never-in-doubt wrote: »

thats right, start at £250 then in month 4 you go to £500, 6 months later (month 10) it goes to £1250.......

Spot on NID.

never-in-doubt

Brian1966 wrote: »

I got my £1250 in 7 months...

ooooh, bully for you! I'm saying that it does add up though. Not the same for everyone but the 4mth plus 6mth raises does make sense.....

sutton111

Brian1966 wrote: »

I got my £1250 in 7 months...

But your posh Brian.

never-in-doubt

TheEffect wrote: »

My 4th Aqua statement is produced on the 13th (2 days), and 4th Vanquis statement produced on the 22nd. Hoping one of them increases the credit limit, as both are at £250. I've never paid off in full since I've had them, always paid interest of around £4 each month. Pay around £50 a month off.

Vanquis will increase on 23rd. ring and get balance early in morning when its automated and you'll see available credit increases by 250! cant speak for shaqua!