V A N Q U I S

naijapower

Seems they are hesitant to move people up the tiers. They prefer u to be stuck where u began even though they will increase ur limits

UnderPressure

To be perfectly honest people whatever interest rate you are on should be completely and utterly irrelevant IF you are using this card in the "correct" manner, I have a Granite card it could be 10000%APR for all I care Why? They will never get any interest out of me anyhow you should NEVER be leaving a balance on any of these kind of cards by doing so and especially a big balance your are beggin for trouble.............................

Thw wife asked me to get her an additional card on my Granite Card so I said she should apply for one herself, she got a Capital One Classic a few moonths ago and has paid on time every month so cant see it being a problem lol she may even get the 500 quid credit limit opposed to my 250 Never mind month 4 for me next month fingers crossed for an increase not a lot you can do with 250 quid lol, I pay it off in full every month by direct debit so 500 would be about right

Anyway she has applied got the usual 10-14 days so wait for a phone call now they seem to have been doing them quite quickly looking at this thread now, when I applied for Granite card the site had only been live a few days it was nearly 4 weeks before they called me!

Anyway stop sweating over APR's dont ever get to the stage where you have a balance on any of these cards that it is not the purpose of them.

Peace Out

Monty_Zoomer

Just got my 4th month statement and a nice text / email saying that they have doubled my credit limit to £500 !!!

Woohoooo

Daddy-Spendless

got a text a few days ago saying my limit has been raised from 250 to 1000. first raise ive had. ive only been making minimum payment as well so it was very unexpected.

Kyresa

Daddy-Spendless wrote: »

got a text a few days ago saying my limit has been raised from 250 to 1000. first raise ive had. ive only been making minimum payment as well so it was very unexpected.

Ouch, how much is on the card? What's your interest like per month? Maybe they upped you as they saw you as a good money maker for them! :eek::o

Daddy-Spendless

Kyresa wrote: »

Ouch, how much is on the card? What's your interest like per month? Maybe they upped you as they saw you as a good money maker for them! :eek::o

i think their was a ballance of about 230ish, i just keep forgetting to pay it off in full, i think they take about 10 quid a month of me on the direct debit, which probably doesnt make a dent.

i expect your correct that they see me as a good money maker,

rev_henry

Daddy-Spendless wrote: »

i think their was a ballance of about 230ish, i just keep forgetting to pay it off in full, i think they take about 10 quid a month of me on the direct debit, which probably doesnt make a dent.

i expect your correct that they see me as a good money maker,

Well set the DD to pay off IN FULL each month!!! NOW!

lemma1968

Daddy-Spendless wrote: »

i think their was a ballance of about 230ish, i just keep forgetting to pay it off in full, i think they take about 10 quid a month of me on the direct debit, which probably doesnt make a dent.

i expect your correct that they see me as a good money maker,

How long have you had the card?

Daddy-Spendless

Since around march this year

skylight

I have seen on my statement today that they have upped my limit to £2000 now! Shame it's debt and not free money though....................