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Halifax reward account online now, and the old accounts....

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  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    maxsquared wrote: »
    So is that why I didn't get a credit card? Now I can't even get a credit card
    Does the online application not offer to bundle a credit card?

    In my, and another poster's, experience it's certainly possible in branch.
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    Kris2205 wrote: »

    Is there a folly in my plan somewhere?
    Yes, you can only have 3 reward accounts per person. So you could get up to 6 if you combined forces with your partner.
    Kavanne
    Nuns! Nuns! Reverse!

    'I do my job, do you do yours?'

  • Already got one of those....my beautiful wife....although she doesn't know it yet,haha!!!

    Anyone got experience of setting up multiple automatic transfers like this???

    I wonder how long it'll be before Halifax twig!!!!;)
  • pcyam
    pcyam Posts: 651 Forumite
    I've got a halifax CC and a small savings account. should I apply online (if so do i apply as an existing customer??) or in branch. I read online I could get £30 vouhcers for just an investment review and not need to go ahead, is this true??

    I've just applied and it said the account was open, but we need to do further checks, er??
  • emma396
    emma396 Posts: 760 Forumite
    Part of the Furniture Combo Breaker
    i've only just seen this thread, and have applied for 3 reward current accounts. i love this site!
  • EarthBoy
    EarthBoy Posts: 3,213 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Kavanne wrote: »
    Yes, you can only have 3 reward accounts per person. So you could get up to 6 if you combined forces with your partner.

    As I interpret Special Condition b), you can only have a total of 3 Reward accounts, whether joint ones or in your sole name, so nobody can have 6 of them:-

    b) Up to two account holders on an “either to
    sign” basis only. You can hold a total of three
    Halifax Ultimate Reward Current Accounts
    and Halifax Reward Current Accounts. For
    example, one joint Halifax Ultimate Reward
    Current Account and two sole Halifax
    Reward Current Accounts.


    This condition includes a joint account and two sole-name accounts in the three that you are allowed, so I don't see how anybody could get six Reward accounts.
  • Scrounger
    Scrounger Posts: 1,094 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    pcyam wrote: »
    I read online I could get £30 vouhcers for just an investment review and not need to go ahead, is this true??
    No, you need the review and then to take a new investment (eg put £20 in their S&S ISA).
    pcyam wrote: »
    I've just applied and it said the account was open, but we need to do further checks, er??
    Same here.

    Scrounger
  • Mikeyorks
    Mikeyorks Posts: 10,377 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Kris2205 wrote: »
    ..I set up a transfer from accounts 1-->6 on consecutive days that would be say 7 days. If I repeated this patterns 4 times, this this by definition would mean that I had paid in £1000 to each of the accounts in a month (i.e. 4x7 = 28 days), and I qualify for £30 per month??

    Is there a folly in my plan somewhere?

    Unless you want to do it manually (!) ..then you have to utilise SOs? Which would normally be the 'folly' .... as SOs don't move on non-Bank days.

    However - as this is Halifax - the SOs are categorised as internal transfers. And they will move on non-Bank days ..... so it would work (despite being a bit tight in February!).

    Personally I'd push the boat out, and just move £1k around the circle just the once!
    If you want to test the depth of the water .........don't use both feet !
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    EarthBoy wrote: »
    This condition includes a joint account and two sole-name accounts in the three that you are allowed, so I don't see how anybody could get six Reward accounts.
    Do you see the words "for example"?...because that's all it is, an example. A married couple can therefore have 3 sole accounts each, ie 6 in total between them.
  • pcyam
    pcyam Posts: 651 Forumite
    scrounger

    did you open 1 or 3 accounts??

    and if it means further checks does anyone know if the accounts will be closed? Can I pay £1000 in the account tomorrow if so is that when the £5 gets paid in?

    Sorry for all the q's
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